FLAT BROKE and CANT PAY MY TUTITION FOR LPN SCHOOL

  1. Ok here it is im about to Vent again... We are soo broke its not funny. MY husband is the only income in the household. while im in school im not working, I just had a baby, and I have 3 other kids.. IM soo STRESSED!! In september its time for me to pay for the next level of nursing school. I dont know how im going to do it.. We have no $$$ Our vechile broke down.. and can hardly put food on the table.. I was thinking about having having a employer pay for my tutition and in return sign a contract to work for them for two years after I finish school... I really didnt want to do that.. But I dont have any other choice at this point.. Does anyone have any suggestions?? IT has to get better than this...
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  2. 35 Comments

  3. by   2ner
    Take out student loans or apply for grants to help pay for school. Get a part time job while you're in school (I've read on here that some work FULL time while in nursing school....i don't see how, but it's gotta be doable if this is something you really want).

    Seems like w/ 4 kids though, you'd be able to get the max amount of money in grants, but I'm no expert.

    I bet you'll find a way to swing it. Especially if you want it bad enough.

    Good luck!!!
    Last edit by 2ner on Jul 24, '03
  4. by   Born2BAnurse
    well I cant get a partime job because we cant affoard daycare for a infant,, The school do not take student loans. I dont know why.. I have to pay cash up front... I guess I could try to take a loan from a bank but my credit is bad...
  5. by   GPatty
    Pell Grants and one loan paid my way through LPN school. we werew in the same boat. NO MONEY! and could barely put food on the table.
    Hang in there. Where there's a will there's a way.
    You can do this!
    Julie
  6. by   essarge
    I'm not sure but, I think I read somewhere that schools that don't "accept" student loans have had problems with a high delinquency rate therefore, the feds won't let them participate.

    As far as getting money, I got $10,000 from my place of employment (which really helped) in return for a few years of return employment.

    I also got state help (check out your commission of higher education to see what they might offer).

    If you don't want to commit to a specific place, find out about tuition reimbursement from an employer (many offer it even for part time)...there usually isn't any commitment involved.

    As far as child care, have you applied for state assistance? Speak to them about it and maybe they have a program that might pay for child care for little or no money from you.

    Hope these suggestions help.
  7. by   Born2BAnurse
    Thanks everyone for the advice as far as child care.. MY husband makes to much money for assistance but he dont make enough to get us buy... In order for the government/ state to help you you have to make little to nothing...
  8. by   Cynthiann
    Have you tried to fill out the FAFSA? My husband is the only income (he makes about $20K) and I'm getting over $2000 in grants from federal and state.

    If you have problems going through your school I would look into other schools. There are so many schools that can help you get grants and loans. If your husband makes to much for grants, you can at least get some loans.

    I understand about the childcare situation. Even though my husband doesn't make much, with DHS assistance I would still have to pay $160/month, still not affordable for me. That's why I don't work and just get all the loans and grants I can get.

    Good luck, let us know how it works out.
  9. by   RN 2005
    Have you ever filled out the FAFSA? With 4 children you may be eligible for a Pell Grant. It is free to fill out and is not based on credit. I had one year where our income dipped low enough to qualify and not only did I get a Pell but I also got another grant/scholarship as well. I never would have though I would get any aid either. You have to give it a try before you give up. Good Luck to you!
  10. by   RN 2005
    Cynthiann....Great minds think alike!! We must have been typing at the same time. LOL
  11. by   marilynmom
    Why don't you got to another school that WILL accept grants and loans?

    My husband only makes $20K a year, I do not work and have 2 little kids and get plenty to pay for school, plus more to take home every semester from loans and grants.

    I understand about the childcare though, even with government assistance it is still a lot of money, I can't afford it at all even with government help.

    I would be interested in knowing how much you are paying out of pocket for this school. Are there no other schools around you can attend? No community colleges, universities??

    Good luck! There is plently of money out there though to help.

    Marilyn
  12. by   Carolanne
    Tonight when the kids settle down and you have a few minutes, go to www.fafsa.ed.gov and you can fill out an application for financial aid on line. You can also follow up on your application there too to see how things are progressing and how much you can expect to get. Also, I didn't notice what state you are from, but here in NY we have the WIC Program (women, infants and children) which helps families a lot with formula, milk, etc. for the kids. Good luck!!
  13. by   geekgolightly
    Originally posted by Born2BAnurse
    well I cant get a partime job because we cant affoard daycare for a infant,, The school do not take student loans. I dont know why.. I have to pay cash up front... I guess I could try to take a loan from a bank but my credit is bad...
    this is a rough decision, but it sounds as if youa re ihn a rough spot.. one thing you could do is take a night shift position. part time of course. but this way youa re bringing in extra money while your husband is with the kids and when you get home you can work out things as you have been. do you take evening classes so your hubby can watch the kids?

    you will have less sleep with this schedule BUT youll have money, youll have tuition assistance ebcause any hospital would love to have a student nurse with them working as a CNA or something to that effect and you will be gaining experience in the field you love, which means you will probably be better prepared for classes than you have been thus far. and most hospitals (at least in my city) request that you work only 24 hours a week to receive tuition benefits. thats friday and saturday night. not FUN, but definitely do'able.
  14. by   renerian
    My dtr applied for grants-she makes 6.00 per hour-made to much money to qualify-go figure. She is taking out student loans. I have four kids in college right now. I feel your pain.

    renerian

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