Per diem: Pros and Cons
- 0Nov 17, '08 by jensfbayI like the idea of being able to take long breaks and flexibility of working per diem, but I don't like the idea of having no insurance (or paying for it myself). I'm currently full time, but I've been thinking about switching to per diem. Any thoughts? What are the pros and cons? Thanks in advance. :spin:
- 0Nov 17, '08 by OC_An KheIt's a question of which you value more. Flexibility in schedule, more free time when you want it and economic security.
Economic security goes beyond just health care insurance. There are all sorts of other economic considerations such as paid time off, base level of income, retirement benefits. etc. PRN during economic slowdown can also be dicey in the amount of hours you would be able to get.
That said it really is a personal choice based on your unique situation and which you value more.
- 0Nov 17, '08 by wonderbeeHave you considered part time? With some exceptions, part time employees collect full time basic benefits.
I work per diem. I make sure I put a sum away for retirement. I have insurance from another source but it's not as good. I love my independence. Nursing isn't the center of my life anymore. Now life includes nursing. My health is better. Relationships have improved. It's great if you can swing it.
- 0Nov 17, '08 by Flarepros: flexible schedule
you get paid more
not as many "mandatories" depending on your location
Cons: flexible scheduling can sometimes limit your hours when you want to work
you tend to get cancelled for the day before the f/t or p/t nurses
I worked pd for years and enjoyed it. But I didn't need the benefits then
Belle Rosey - You may be able to get a side job working perdiem depending on your full time job. Some unions (if your full time job is unionized) will not let you get a pd job if you are getting paid to be a full time nurse - other places don't mind. You'd be safest to shoot an email to your HR person if you have any doubt about your full time job's policies if you are thinking about picking up a second job.Last edit by Flare on Nov 17, '08 : Reason: added a sentence and fixed a typo
- 0Nov 17, '08 by Medic2RN Asst. AdminI love per diem. Although I don't have the benefits with full time, I have an increased hourly wage which makes up for the loss in my situation.
I love what RNKittyKat said. I do have multiple PRN jobs (3 total), so if one slows down, then I pick up more shifts at another. I may work FT in the future once my kids are older, I would like to try another area of nursing, but will not accept a transfer without the appropriate training and that usually requires FT employment.
For now, per diem is great for me.
- 0Nov 17, '08 by rnlatelyQuote from BellaRoseyI work full time in a physician's office M-F with no hands-on patient contact which is the reason I took on a PRN bedside position at another facility. I work a couple of 4hr shifts a week and will sometimes go in an extra evening if they really need the help.Is it possible to work a full time job and PRN on your days off? Does anyone have more than one job?
- 0Nov 17, '08 by Jules AI love my per diem job, the money is great and its so nice not to be sucked into the politics, but I also have one that provides insurance etc. Keep in mind that health benefits, vacation, sick time etc. can account for around 30% of your wages so that adds some points to your regular job.
- 0Nov 17, '08 by EireneQuote from Jules AJules-- may I ask what type of facility you have your PRN job at? I've been thinking about per diem work at the prison once I have a year or so under my belt.I love my per diem job, the money is great and its so nice not to be sucked into the politics, but I also have one that provides insurance etc. Keep in mind that health benefits, vacation, sick time etc. can account for around 30% of your wages so that adds some points to your regular job.