I maybe a minority here. I have two kids, work part time, with a spouse who is supporting us, and I'm in my last year of 3 year DNP program. I took a loan to pay 50% of my tuition. The other 50% was through scholarship and my own money. In between breaks, I'd work extra to pay to save up for tuition. I still will owe a lot of student loan. It's gonna suck to pay for this, but I'm thankful for the advancement opportunity, knowledge, and skills that I'm gaining.