NSO vs. Proliability

  1. 0
    I am trying to decide between NSO and Proliability for malpractice insurance.

    I am not aware of other companies as of now.

    I understand that malpractice insurance has become essential for every nurse, regardless of area of practice, expertise, or experience.

    I've looked at both their websites. I am having a tough time choosing. Anybody have any thoughts on that?

    Anybody able to speak from experience about either of these companies?

    Get the hottest topics every week!

    Subscribe to our free Nursing Insights newsletter.

  2. 10 Comments...

  3. 2
    Hi there,

    For a few years, I had my insurance with NSO. But, for some reason this past year, I had the hardest time getting them to acknowledge payment with my Mastercard. It was an absolute mess. So just said to heck with it and went with Proliability. Even after almost a year, I am still getting reminders from NSO, that my insurance is going to lapse. I even sent a certified letter to them stating that I had renewed my policy with another company.

    Just my two cents...

    OklaLPN
    TeflonNurse and CollaborateRN like this.
  4. 0
    Thanks OklaLPN.
    Wow! That's odd for a company trying to get more consumers!

    Quote from OklaLPN
    Hi there,

    For a few years, I had my insurance with NSO. But, for some reason this past year, I had the hardest time getting them to acknowledge payment with my Mastercard. It was an absolute mess. So just said to heck with it and went with Proliability. Even after almost a year, I am still getting reminders from NSO, that my insurance is going to lapse. I even sent a certified letter to them stating that I had renewed my policy with another company.

    Just my two cents...

    OklaLPN
  5. 2
    Have had NSO for years w/o any problem.
    Otessa and CollaborateRN like this.
  6. 0
    Thank you Iris!
    Quote from sirI
    Have had NSO for years w/o any problem.
  7. 4
    Hi CollaborateRN,
    I recently got a subpoena for a deposition for a case that happened six years ago, when I used to work as a registry. I could not get any help from the hospital where the incident occurred or from my former agency (which had new owners), so I called NSO and they where great in providing me with a lawyer (who used to be a nurse,herself...). My point is, I am very happy with their response. I am sure the other agency is as competent, but please do your research first.
    KimberlyRN89, Cindy-san, Otessa, and 1 other like this.
  8. 0
    Thank you Nccity2002
    Quote from Nccity2002
    Hi CollaborateRN,
    I recently got a subpoena for a deposition for a case that happened six years ago, when I used to work as a registry. I could not get any help from the hospital where the incident occurred or from my former agency (which had new owners), so I called NSO and they where great in providing me with a lawyer (who used to be a nurse,herself...). My point is, I am very happy with their response. I am sure the other agency is as competent, but please do your research first.
  9. 2
    I've had NSO for years without any problems. They even back dated my policy when I was a month late on my renewal. That left me with no gap in my coverage.
    Otessa and CollaborateRN like this.
  10. 1
    Been with Proliability/Marsh 25+ years with ANA discount and no renewal issues nor need to call them...yet.

    Both companies around 25+ years and considered reliable,
    CollaborateRN likes this.
  11. 1
    I had coverage with NSO for many years, dropped coverage for a couple years when I wasn't working in nursing, and went with Marsh (Proliability) when I went back to practicing (purely because the premium was a little lower). Haven't ever had a need to use either coverage (knock on wood!! ), but haven't had a problem with either company.
    CollaborateRN likes this.


Nursing Jobs in every specialty and state. Visit today and Create Job Alerts, Manage Your Resume, and Apply for Jobs.

A Big Thank You To Our Sponsors
Top