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NSO vs. Proliability



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Nov 04, 2009 08:31 PM

NSO vs. Proliability


I am trying to decide between NSO and Proliability for malpractice insurance.

I am not aware of other companies as of now.

I understand that malpractice insurance has become essential for every nurse, regardless of area of practice, expertise, or experience.

I've looked at both their websites. I am having a tough time choosing. Anybody have any thoughts on that?

Anybody able to speak from experience about either of these companies?


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10 Comments
No. 1
from OklaLPN
Old Nov 04, 2009, 08:45 PM

Default Re: NSO vs. Proliability
Hi there,

For a few years, I had my insurance with NSO. But, for some reason this past year, I had the hardest time getting them to acknowledge payment with my Mastercard. It was an absolute mess. So just said to heck with it and went with Proliability. Even after almost a year, I am still getting reminders from NSO, that my insurance is going to lapse. I even sent a certified letter to them stating that I had renewed my policy with another company.

Just my two cents...

OklaLPN
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No. 2
Old Nov 04, 2009, 08:47 PM

Default Re: NSO vs. Proliability
Thanks OklaLPN.
Wow! That's odd for a company trying to get more consumers!

Originally Posted by OklaLPN View Post
Hi there,

For a few years, I had my insurance with NSO. But, for some reason this past year, I had the hardest time getting them to acknowledge payment with my Mastercard. It was an absolute mess. So just said to heck with it and went with Proliability. Even after almost a year, I am still getting reminders from NSO, that my insurance is going to lapse. I even sent a certified letter to them stating that I had renewed my policy with another company.

Just my two cents...

OklaLPN
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No. 3
from sirI
Old Nov 04, 2009, 08:52 PM

Default Re: NSO vs. Proliability
Have had NSO for years w/o any problem.
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No. 4
Old Nov 04, 2009, 09:03 PM

Nurse Re: NSO vs. Proliability
Thank you Iris!
Originally Posted by sirI View Post
Have had NSO for years w/o any problem.
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No. 5
from Nccity2002
Old Nov 04, 2009, 10:15 PM

Default Re: NSO vs. Proliability
Hi CollaborateRN,
I recently got a subpoena for a deposition for a case that happened six years ago, when I used to work as a registry. I could not get any help from the hospital where the incident occurred or from my former agency (which had new owners), so I called NSO and they where great in providing me with a lawyer (who used to be a nurse,herself...). My point is, I am very happy with their response. I am sure the other agency is as competent, but please do your research first.
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No. 6
Old Nov 04, 2009, 10:17 PM

Default Re: NSO vs. Proliability
Thank you Nccity2002
Originally Posted by Nccity2002 View Post
Hi CollaborateRN,
I recently got a subpoena for a deposition for a case that happened six years ago, when I used to work as a registry. I could not get any help from the hospital where the incident occurred or from my former agency (which had new owners), so I called NSO and they where great in providing me with a lawyer (who used to be a nurse,herself...). My point is, I am very happy with their response. I am sure the other agency is as competent, but please do your research first.
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No. 7
from kcochrane
Old Nov 05, 2009, 02:00 AM

Default Re: NSO vs. Proliability
I've had NSO for years without any problems. They even back dated my policy when I was a month late on my renewal. That left me with no gap in my coverage.
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No. 8
from NRSKarenRN
Old Nov 05, 2009, 08:26 AM

Default Re: NSO vs. Proliability
Been with Proliability/Marsh 25+ years with ANA discount and no renewal issues nor need to call them...yet.

Both companies around 25+ years and considered reliable,
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No. 9
from elkpark
Old Nov 05, 2009, 08:33 AM

Default Re: NSO vs. Proliability
I had coverage with NSO for many years, dropped coverage for a couple years when I wasn't working in nursing, and went with Marsh (Proliability) when I went back to practicing (purely because the premium was a little lower). Haven't ever had a need to use either coverage (knock on wood!! ), but haven't had a problem with either company.
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