Published Dec 11, 2007
futureRN09
46 Posts
Hey guys was just curious what the average retirement age for a full time nurse is???
How many years do you have to put in before you can retire comfortably????
thanks a lot in advance
-FutureRN09;)
ohmeowzer RN, RN
2,306 Posts
along time.. i have alot of loans out and will be paying for them until i am 80 ..lol i would love to retire a 59 but i think it will be 67 or so...
Agnus
2,719 Posts
It is like anything else. It depends on how you manage your lifestyle and finances today. I depends on the curves life will throw your way. It depends on what you call confortable. It depends on your family and their needs and contributions. It depends on where you work and what you are paid (this can vary a lot).
You are awfully early in your as of yet non existant career to be so over concerned with this. It is like planning the divorce before the wedding. You are looking forward to leaving the profession before you have entered it.
oramar
5,758 Posts
The number of nurses at bedside start dropping off steeply after age 50. That is not to say that a lot of them don't find employment in non bedside jobs. So that really makes the answer to the question fuzzy. Also, that does not mean that there arn't plenty working at bedside after age 50. It just means that people start making other plans because working bedside it really tough.
leslie :-D
11,191 Posts
i vote for 49.
leslie
So does that make a stay at home mom retired? Just wondering?
madwife2002, BSN, RN
26 Articles; 4,777 Posts
The way I am going I should be good to retire in about 50 years which would mean I ma going into the 'Guiness book of world records' I will be around 95 lol
CaLLaCoDe, BSN, RN
1,174 Posts
There you go! I too am a firm believer in working till I drop! My dad still works at 80 and he sounds 25 over the phone. Course it helps his being a professional singer/musician and all!
My mother on the other hand is a retired school nurse and looks and acts her age. She suffered an MI in 2006, possibly from heart break; my dad divorced her when she was 37 and she never remarried.
Toquay
128 Posts
Unless you work for the government Va Hospital, Corrections institution, School Board etc, the only retirement funds you will get is what you save and invest yourself. I suggest taking advantage of any 401k programs especially if your institution does any matching of dollars. The younger you start the better off you will be. Putting away even 1000 dollars a year will add up over time and of course the more you make the more you can ferret away for later.
Toq
ebear, BSN, RN
934 Posts
Tele, I'm so sorry about your mom. Reality really does bite sometimes, doesn't it?? I figure I'll have to work SOMEWHERE until I can comfortably tuck my boobs in my pants! I don't know how long I can hold out at the hospital anymore. and yeah, physically I can hang in there with the best of them! It's "polyticks" that is killing me! Poly: meaning "many" Ticks: meaning "blood sucking creatures"
ebear
Euskadi1946
401 Posts
Toquay hit the nail right on the head. Do everything you can to work in a place that offers retirement and 401K. In some places you vest after 5 years and in others you vest almost the minute you start making payroll deductions to your 401K. When you look for a job besure to check out the benefits your facility offers you. Salary is very important but good benefits are more important. Civil Service and Military Nursing jobs off some of the best benefits but sometimes the salaries aren't too hot. You are never too young to start thinking about your retirement. If you can manage it try to stash away at least 10% of your monthly income into a 401K. Hope this helps and good luck!!! :)