Should Obama care be repealed?

Published

  1. As healthcare providers, should (Obama Care) Affordable Care Act be repealed?

    • 64
      YES
    • 108
      NO
    • 1
      WHO CARE
    • 2
      I NEVER READ....I DO NOT UNDERSTAND
    • 6
      I AM NOT SURE?

181 members have participated

[h=1]another poll question?[/h]

Specializes in Geriatrics, Home Health.
While I know it helps some patients, I personally don't like it that much. For starters, I stupidly forgot to sign up for my employer's insurance in the beginning of the year because I thought I had to wait 3 months, when it was given right away. So now I'm about to turn 26 and I will be kicked out of my dad's insurance. So I went online to find out about medicare and other options, right off the bat I was denied government help because I earn too much. I got to the other options and they are all $260+ a month, and I'm like, I can't afford this! So I go call different insurance places and each of them is cheaper in individual plans, so I need to pick one or I have to pay the fine for not having insurance, but some of these say they won't cover my existing conditions or not this medications but this doctor... this is a very difficult thing to do and I wish it was easier for me.

Losing insurance coverage is a "life status change," so you should still be able to sign up for your employer's plan outside of open enrollment. You will need to provide proof that you are losing your coverage.

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Quote from Daisy4RN

If these patients had to pay even a small copay they would not want to stay, they would be more accountable for their actions

Rubbish

We have as close to universal healthcare as it gets and let me assure you all that happens when people dont have to pay a copay is that they get the healthcare they need. The hospitals arent full of people who don't want to leave.....

How is Daisy's statement rubbish? She didn't say that the hospital is full of people who don't want to leave.

What she did is give an example of how behavior changes according to whether it costs or is free. To believe otherwise is naive.

Ask any ER nurse what would happen to the number of nonsense and trivial ER visits if people were charged the same as a pack of cigarettes.

As an ER nurse, it's not my job to know how somebody will or will not pay. But, the subject comes up. And there absolutely is a difference.

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its hard to say, there are other factors causing problems in this country, not just the type of health care system we have. The lazy mentality many american people have would make many systems fail since it is in our natural brains to want to to the least work to get what we need in life (primitive responses).

I am for some sort of healthcare for all, but those who are able to pay up front should be able to get in quicker. This sounds unfair, but hey, socialism isnt a good gig.

People with bad lifestyle habits should have to pay more, but screening for all this would be difficult.

But to all those who immovably sway one way or the other, how much do you really know about each side? you read the whole thing lol?

With less people in the workforce than prior times, which isnt completely either party's fault, nothing will work.

Our country as a whole has an epicurean mentality and that really sucks because it drags down everybody else. Unfortunately large groups of people from both sides of the political wingspan are too lazy to provide any benefit to society because we are a bunch of whiny babies who want everything for free.

Hence why we should deport people that are a detriment to society and let those in that want to better it so we can become better as a whole but that wont work because either side has their own dumb agenda they wont deviate from.

So we are stuck in the best country of the world for now with still lots of problems.

Its not a healthcare issue.

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That's super nice for you. Meanwhile I'm going to have to choose between going bankrupt if I stop paying for insurance or I can pay for my inhalers so I can breathe. I can no longer afford both things. My rates went up by hundreds a month and my deductible went up from $500.00 to $6500.00 to help subsidize lower cost insurance for people. I am paying an unsustainable $1250.00 a month for my insurance and inhalers. You got to have baseline healthcare with the discounted insurance you got, meanwhile I can't afford to go see a doctor because I have to pay for all my own healthcare until I hit my deductible. They cannot repeal Obamacare fast enough for me. I don't see why the healthcare of others is prioritized over mine when I'm paying through the nose.

My prescription insurance sucks with my new employer plan, but I sent my prescriptions to Target and got them cheaper that way. Inhaler included. I'm am nowhere near the point that I would begrudge people getting basic needs healthcare taken care of just because it made mine more expensive because I have been on the end of this they are at. Perhaps you have forgotten that since you have inhalers, you could easily be one of those people who can't get insurance if anything ever happened to your employer plan? Perhaps you really think the insurance companies would roll back now that they have moved forward. That is naive thinking. They won't go back, even if we did repeal, but we'd have lots of kids hitting lifetime caps again. Lots of people losing insurance because they found out they were diabetic during the ACA days. A lot of mildly sick people becoming very sick.

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Trump's plan to purchase insurance across state lines seems like it might work.

We can already do that. That's why I have insurance from Tennesse while living in WA.

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Specializes in Maternal - Child Health.
We can already do that. That's why I have insurance from Tennesse while living in WA.

jaycam,

Are you covered by a group plan? Many employers and groups cover out of state employees on a plan based somewhere other than the employees' residence. That is not the same thing as an individual being able to purchase a plan from any insurer in any location.

Employers can only purchase insurance in states where they have established business, and individuals can only purchase insurance in the state where they live. This significantly limits choices & raises costs.

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Trump's plan to purchase insurance across state lines seems like it might work.
We can already do that. That's why I have insurance from Tennesse while living in WA.

Not if you understand how insurance regulation by the individual states' insurance commissioners works. Of course, if you don't know that, you're apparently in good company in the White House.

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Hey Nobody00, CNA Where's our apostrophe and capital letter?? ;)

)

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I've lived in the States over 20 years; this is a wonderful country, and in so many ways I love my life here. However, the healthcare system - to this day - boggles my mind, especially after experiencing the socialist system in England for half my life.

I know where Obama was *trying* to go with it, but sadly its impact wasn't entirely positive and naturally any increase in insurance rates would be felt most by those with less money. For example, my rates (for a family of 4) went from $240/month contribution from us with a $2000 family deductible to $460/month with a $12,000 deductible....the insurance essentially went from half-decent to catastrophic coverage, because it didn't pay a penny (yup, even for a regular doc visit) until we hit $12,000.

The intention behind Obamacare was certainly stemming from social-conscience and the belief that healthcare is a right and not a privilege. However, the actual execution of the plan was less than successful for many people, sadly.

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What people tend to forget (and other people eagerly want you to forget with "alternative facts") is that health insurance in the US was not stable and universally user-friendly before the ACA was made law in 2014. I have been buying my own health insurance for years as a self-employed person; I never once had a year, going back over a decade, where my premiums and deductibles didn't go up or my coverage was discontinued for a more expensive plan. Every now and then my physician stopped accepting a plan necessitating getting a new physician, and so forth and so on. None of this is new! None of this is because of the ACA!

Some of the perceived changes are due to the fact that employers stopped covering dependents as generously as they used to, in part because spouses have their own jobs and employers fairly thought that the spouse's employer should cover their insurance. This is in contrast to when health insurance as an employment benefit began and far fewer households had two working spouses.

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Specializes in Geriatrics, Home Health.

My daughter, who is almost 3, has a congenital heart defect. She has had 3 rounds of open-heart surgery, and may need more down the road. Her first 6 weeks of life cost more than my condo. She will always have a pre-existing condition.

Both of my kids are on Medicaid. Signing them up was very hard, but it has been great so far. If they lose Medicaid, I can add them to my husband's plan, which I'm also on. Unfortunately, the end of ACA means the return of lifetime coverage limits. If my daughter ends up needing a heart transplant, that would make her uninsurable, and we would be responsible for whatever insurance decides not to pay for. Hubby is a state employee, and the new governor is determined to "right-size" state government. I work per diem. Without ACA could all lose our insurance.

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While I know it helps some patients, I personally don't like it that much. For starters, I stupidly forgot to sign up for my employer's insurance in the beginning of the year because I thought I had to wait 3 months, when it was given right away. So now I'm about to turn 26 and I will be kicked out of my dad's insurance. So I went online to find out about medicare and other options, right off the bat I was denied government help because I earn too much. I got to the other options and they are all $260+ a month, and I'm like, I can't afford this! So I go call different insurance places and each of them is cheaper in individual plans, so I need to pick one or I have to pay the fine for not having insurance, but some of these say they won't cover my existing conditions or not this medications but this doctor... this is a very difficult thing to do and I wish it was easier for me.

hmm while $260 may seem like a lot do keep in mind that the previous insurance plan did not keep you on your parents insurance until you were 26, so you would have had time to put away some extra cash. Also, before ACA as a single person as a small to midsized company I was paying about $400 per month for insurance ...needless to say I had to drop insurance and get my yearly check up at the local health department. While I agree ACA is no perfect getting rid of it without a decent replacement is ludicrous...just my 2 cents

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