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School requires insurance! :(

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Deb123j has 7 years experience and specializes in Trauma, MICU.

4,693 Profile Views; 305 Posts

Has anybody heard about a nursing school mandating the students to have insurance??? Mine does - and if I can't find it cheap (yeah right!!!) I'm not going to be able to go. :crying2: I get so tired of so many problems just trying to get into school!!!!!

Does anybody know of a cheap insurance company??? Geez...I probably won't even use it, this really sucks!!!!! :angryfire

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suzy253 is a RN and specializes in Telemetry/Med Surg.

3,815 Posts; 16,924 Profile Views

yes, my school requires we have health insurance. Luckily I'm covered under my husband's job. Can you consult with the financial aid person ?? Maybe he/she will have some suggestions for you. It's always something, isn't it? Sorry you're having such a hard time.

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Deb123j has 7 years experience and specializes in Trauma, MICU.

305 Posts; 4,693 Profile Views

That's a good idea - I will contact somebody in financial aid. I'm waiting for the call with the $ info from the insurance comp that the school recommends. Hopefully it'll be cheap.

Geez...if my b/f married me then I'd have insurance! :rolleyes: Maybe I'll move my ultimatum date up from December 7 - to - August 15th. :chuckle

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Achoo! is a LPN and specializes in Urgent Care.

1,749 Posts; 8,245 Profile Views

Try fortis health insurance. They offer short term policies. I have heard they are reasonable.

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txspadequeenRN has 20 years experience as a BSN, RN and specializes in ICU, PICC Nurse, Nursing Supervisor.

4,373 Posts; 29,411 Profile Views

Well I have this problem as well, I am going to check in with unicare get the CHEAPEST major medical, you know the one with 1,000,000 deductable. Actually it seems like they kinda are geared toward that, they have short term plans ,thats what I mean. I AM GOING TO RN SCHOOL REGUARDLESS WHAT I HAVE TO DO TO DO IT !!!!!!!!!!! So if it requires me sleeping with Mr Prudential then so be it...:rolleyes:

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173 Posts; 2,500 Profile Views

My school requires it and because I am 40+, it is more expensive for me, just in case my ovaries fall out, I guess! Nursing Student National Association has it for students: http://www.student-resources.net

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Deb123j has 7 years experience and specializes in Trauma, MICU.

305 Posts; 4,693 Profile Views

Try fortis health insurance. They offer short term policies. I have heard they are reasonable.

Thanks for the info. Fortis isn't bad - $85 for 90 days!!! There is still hope for me!!! :)

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Deb123j has 7 years experience and specializes in Trauma, MICU.

305 Posts; 4,693 Profile Views

My school requires it and because I am 40+, it is more expensive for me, just in case my ovaries fall out, I guess! Nursing Student National Association has it for students: www.student-resources.net

FYI - fortis is cheaper for me! My insurance would be $85 w/ fortis and $110 w/ NSNA!!! :stone

You might want to check out https://www.etdbw.com/fh/stm/servlet/overview;jsessionid=0000XRI5MIDUR5MZHMM5FA3ECNQ:tu7k111r

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438 Posts; 5,771 Profile Views

fortis also has a student insurance plan. As long as you are a full time student you qualify (and actually, I think if you are taking 9 hours/ semester, they consider that full time) You can pay annually or semi annually and as long as you renew it, they won't cancel it. You can keep renewing it even after you graduate school.

A

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Deb123j has 7 years experience and specializes in Trauma, MICU.

305 Posts; 4,693 Profile Views

HOWEVER - one thing you have to keep in mind with fortis. I will be paying $85 for a piece of paper stating that I HAVE insurance. But the deductable is $2500 and the pay rate is 50/50. Which means that after I've paid the $2500 deductable - then they will pay 50% of my medical bills. But only specific ones mind you!!! :uhoh3:

So basically I still won't have insurance, just an $85 piece of paper saying that I do. :rolleyes: But...if that's what I need to get/stay in school - I'll do it. I'll just consider it another one of the many school fees. :rolleyes:

Or this might be the thing to kick my b/f in the *ss and maybe he'll FINALLY propose to me!!! :stone I told him about the need for insurance, but failed to mention the cheapy/crapy insurance. Haaaahaaaahaaaa - evil laugh :rotfl:

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manna has 6 years experience as a BSN, RN.

2,038 Posts; 12,788 Profile Views

I think its pretty common that schools require insurance. For ours, we have to have proof of health, malpractice and auto insurance. Luckily, my husband works for a company now where we can get affordable coverage.

I think everyone listed the sources I'd give for affordable insurance. What kind of coverage do you have to have? You can always get a major medical policy with a high deductible for a reasonable price.

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