how are you repaying your student loans?

I think there may be some new loan forgiveness programs out there, particularly related to people practicing in under served areas. I would check out the national student loan centre website.

As for me, I just paid mine off. $300 a month for seven years, three months.

I used my lump sum retro cheque when I passed the CPNRE from my employer. I dumped my tax refunds on it.

I made the repayment of those loans my priority.

I am going to attempt the long forgiveness and head on up to northern BC

Anyone have a jacket I can borrow? Haha

I worked close to full time, lived below/within my means, and directed half of my paychecks towards students loans and any tax refunds towards it and was able to pay off loans with in 2 years

I work full time and worked part time up until now. After I graduated I made a deal with my mom that if she allowed me to move back home and not pay rent I would contribute that amount (plus all my added OT time) towards Loan payments. It works well! I have a few more payments left and I've almost got it paid down in 2.5 years. I still had money to go to Mexico too and upgrade my car :) so you can do it. Fortunately i didn't mind moving home to save on cash but I still spend sometimes. Make the loan payments your priority.

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I work full time and worked part time up until now. After I graduated I made a deal with my mom that if she allowed me to move back home and not pay rent I would contribute that amount (plus all my added OT time) towards Loan payments. It works well! I have a few more payments left and I've almost got it paid down in 2.5 years. I still had money to go to Mexico too and upgrade my car :) so you can do it. Fortunately i didn't mind moving home to save on cash but I still spend sometimes. Make the loan payments your priority.

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Yeah I'm just realizing that things can't be how they used to be. I need to live below my means (even more than I'm doing now) ... I owe quite a bit being in post secondary for over ten yrs after graduating.

I am going to attempt the long forgiveness and head on up to northern BC

Anyone have a jacket I can borrow? Haha

That's a very good idea. I might consider that too one day.... Good luck tho.

Keep us updated???

I have a job and I use part of the money I get paid to make loan payments.

Isn't that how most people pay off a loan?

I asked the question because I was looking for suggestions. Ppl come on here to provide support not be insulted. And YES I have a job thank you very much. And NO there are other ways (including using your paychecks) to make payments. If you can't be supportive dont answer posts.

Tuition tax credits help a lot.

I know someone who paid down 55k in student loans on a new grad salary in a year. It can be done.

Tuition tax credits help a lot.

I know someone who paid down 55k in student loans on a new grad salary in a year. It can be done.

Yup, dump those tax refunds right onto the loan.