I currently have enough credits to graduate w/ a degree in what would have been English/Special Education, currently getting student loans, yet still struggling w/ money just to live in NJ. I am 28 and have $30k hanging over my head in student loan debt. - graduating would cut off student aid? How would I pay for an aBSN? How would I pay for a DIrect NP if I could get into one? - I am willing to relocate and serve underserved populations in the future. - I have a 3.8 gpa, but no patient exp. other than teaching yoga to people w/ disabilities and health issues, and I used to hospice volunteer. I liked doing that, but I needed to work more and get paid. - My community college charges 500/credit hour in the nursing program (RN) now so the aBSN is really not that different in price.- My options are: 1. Transferring to a college w/ a BSN program and taking 3 more years. 2. Finishing my prereqs while I still get the Pell grants and going to an aBSN program. 3. Moving somewhere cheaper (and probably nicer) and getting my RN. Praying I can get into being a Psych RN (I know my personality type). Then going to more school. 4. Going to a direct PMHNP program if I can get in and taking out huge loans but being willing to do whatever with moving because it's the job I really want to be doing. - My dream is to be a Psych NP. I was going to go into counseling, but to be honest, I do not always find talk therapy to be the best and I do not want to be poor for the rest of my life/any longer. I also think I could do much more in this field and have spent a lifetime being an unpaid counselor, unpaid addictions counselor, and general wellness cheerleader for a lot of people. I love it. But now I want to get paid for what I love, and well! I have a few questions for Psych NPs out also: *Do you feel like you are able to practice holistically ever? *Is setting up your own practice a viable reality? *Are you able to order checks for other medical problems like hypothyroid and food allergies? (Celiac masqueraded as depression for a lot of my life) Nutritional deficiencies?*Anyone else done a Psych NP direct route? Advice? Advice for getting in? Do I need to become a CNA or HHA? I've done hospice volunteerwork before. I could def see myself working in one of those. *I know I want to work with children so I assume I should become a Family PMHNP?*What if you want to become an FNP down the road?