Please help w/ path?

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I currently have enough credits to graduate w/ a degree in what would have been English/Special Education, currently getting student loans, yet still struggling w/ money just to live in NJ. I am 28 and have $30k hanging over my head in student loan debt.

- graduating would cut off student aid? How would I pay for an aBSN? How would I pay for a DIrect NP if I could get into one?

- I am willing to relocate and serve underserved populations in the future.

- I have a 3.8 gpa, but no patient exp. other than teaching yoga to people w/ disabilities and health issues, and I used to hospice volunteer. I liked doing that, but I needed to work more and get paid.

- My community college charges 500/credit hour in the nursing program (RN) now so the aBSN is really not that different in price.

- My options are:

1. Transferring to a college w/ a BSN program and taking 3 more years.

2. Finishing my prereqs while I still get the Pell grants and going to an aBSN program.

3. Moving somewhere cheaper (and probably nicer) and getting my RN. Praying I can get into being a Psych RN (I know my personality type). Then going to more school.

4. Going to a direct PMHNP program if I can get in and taking out huge loans but being willing to do whatever with moving because it's the job I really want to be doing.

- My dream is to be a Psych NP. I was going to go into counseling, but to be honest, I do not always find talk therapy to be the best and I do not want to be poor for the rest of my life/any longer. I also think I could do much more in this field and have spent a lifetime being an unpaid counselor, unpaid addictions counselor, and general wellness cheerleader for a lot of people. I love it. But now I want to get paid for what I love, and well!

I have a few questions for Psych NPs out also:

*Do you feel like you are able to practice holistically ever?

*Is setting up your own practice a viable reality?

*Are you able to order checks for other medical problems like hypothyroid and food allergies? (Celiac masqueraded as depression for a lot of my life) Nutritional deficiencies?

*Anyone else done a Psych NP direct route? Advice? Advice for getting in? Do I need to become a CNA or HHA? I've done hospice volunteerwork before. I could def see myself working in one of those.

*I know I want to work with children so I assume I should become a Family PMHNP?

*What if you want to become an FNP down the road?

If you're almost done with your first degree, I would suggest just finishing it. Then you could apply to an Accelerated Second Degree (ASD) Nursing Program. These are programs for people who have a BA in non-nursing field. They can usually be completed somewhere between 16-mos and 2-years. This is because your second degree can be used to take care of basic education and elective requirements.

So rather than chuck out all of the work you've already done - you are leveraging it to advance your career.

Good Luck.

* Edit

I've done my own research, looking for NP's who are doing psych private practice. I found a few doing everything from talk therapy, hypnotherapy, NLP, and other alternative therapies. So it's definitely a possibility but looks like a rarity. Also I know that many HMO's are now offering "wellness courses" in things like yoga and meditation. With your experience, that might be an additional talent you bring to the table.

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