I am an NP working at a NY facility with a score of 19, which is tier 1. My loans each month are CRAZY (about $1500), so even though my debt:income score isn't as high as some (it's about 120%), this would be life changing for me!
I was just hoping to get some general advice/thoughts from everyone during this very painful waiting process. I've heard that if you do get the award you generally find out in July/August, otherwise rejections mainly come around October.
Has anyone else been in my shoes, with a similar facility score and debt/income score, with any words of wisdom? I'm nervous and thought it would just be nice to chat with other people who are going through the same thing, or who have been through it!
Lastly, for the folks who have gotten this before, what ways do you utilize it? Do you use it to make your minimum monthly payments and try to save, or do you make 1.5 x your regular payments? Pay off private loans first?
Just thought it would be nice to get a convo going this application cycle!
