NELRP 2011

Published

Hi all!!! Is anyone out there applying for the Nurse Education Loan Repayment for 2011..I came across the thread for 2010 but was just looking for some additional support...ahhhh!!!!!!!! Its so stressful!

Thanks!

Specializes in Neurology- briefly, Oncology/Hematology.

Timnsara- I thought the same thing about myGreatLakes/USBank. Maybe since they are such a large loan company they didn't need any additional info? But if there was anyone they wouldn't need to contact I'd have thought it would be Direct Loans since that's through Federal Student Aid.

Another thought, wouldn't they NEED to contact all of them for 30 day payoff amounts since they didn't start looking into my lenders until late April? The payoff amounts I provided in early Feb wouldn't be any good now right?

And ok, my debt embarrasses me, but I'll give everyone the whole scoop:

I owe close to $40,000 through US Bank/Mygreatlakes. I owe around $4,000 to ECSI through the University of Missouri-Columbia. I owe around $16,000 to Direct Loans. My debt income ratio is 158% and I work at a DSH in Missouri.

Timnsara- I had trouble logging into my account 4/27/11. I called HRSA and they reset my password on 4/28/11. When I logged back in that same day, one loan date for each lender (US Bank/Mygreatlakes as well luckily) had changed to 4/27/11. And if you notice from my post yesterday the obtaining of payoff amounts was around those dates as well.

And YES, I'm with you on the fact that what the Dircet Loan guy said about "paying off that amount" COMPLETELY confused me! How could they say that without me even signing the contract? And yes, it's usually monthy payments. So I have no idea what that means, buy hey if someone is offering to pay off my loan and it's NOT ME that sound just fantastic, lol.

I have not received the banking information form. When you get that doesn't it have the preliminary contact you sign as well? Doesn't that mean it's a done deal? Or could you get that info and still somehow not be an awardee?

We are all getting to know eachother so well! I'm kinda nervous for you guys too! Is that wierd?

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So I pulled a credit report and saw that on April 13th 1 day after my dates changed the CBC/BUREAU OF PRIMARY HEALTHCARE requested my report. Under comments it says Government direct unsecured loan. This inquiry is scheduled to continue on record until May 2013. Soooooo what does that mean? Yay I am just so happy they are looking into it! Unless of course this is some other debt we have that I am completely unaware of. Wouldn't surprise me one bit. What do you guys think?

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Specializes in Neurology- briefly, Oncology/Hematology.

Timnsara- I'd say that's a good sign! :)

So yah I broke down and checked my free annual credit report. I saw nothing on TransUnion. Experian said the EXACT same thing as yours. CBC/Bureau of Primary Healthcare on 4/27 (same as my loan date change). Also said till May 2013! Equifax had a CBR Mortgage Services from Houston TX on 4/27. I have no idea if this company is related, but I don't recognize them and the dates correlate.

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I had the mortgage thing to! I don't know why that would ne on there! I saw a post from 2010 and they git the same thing! I hope this is good news for us!

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Specializes in Neurology- briefly, Oncology/Hematology.

Timnsara- WOW REALLY?! I had no idea last year's people had that company inquire their credit! I'd say that's definitely a good sign then! The only reason I even thought they were related is because the timing of the check and I've never heard of them. Do you mind me asking your/your husband's debt/income ratio?

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Well after a second look I noticed that the message board I looked at was actually the HRSA Nursing Scholarship program. But still I think it is a great sign for us! Lets keep our fingers crossed and pray! Who knows maybe we will luck out! My husbands debt to income is 186%. God would this help. Just wondering if anyone has ever gotten the award letter without any email contact. I feel like if my credit was pulled and dates changed April 13/14 then the fact that I have not received any email could mean they looked into it early on and I have now been ruled out.

*When I refer to I it actually means my husband. I'm just the one who is obsessed! LOL :)

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Specializes in ICU, Neuro ICU/Stroke, PCU, Med-Surg,etc.

wow, guys! I am just now reading all these posts and my stomach just dropped! I am very happy for you guys, but now I'm so nervous. Ya know I checked my credit report in february after I had noticed my names changed. I did not see anything from the CBC/Nursing loan people but now I am wondering if there was something from Houston TX about some mortgage thing?? I am thinking I threw away my credit report after I looked at it but now I am going to have to go back and look. I cannot believe BOTH of you got all this information, and I still haven't gotten anything (at least I do not think). This sucks. Now I'm super nervous. So should I call anyone Shortsuzy??? I don't know what to do. Great Lakes is like 18 thousand of my loans. The rest is all through Sallie Mae!! Does anyone have any advice?? Encouraging words?? Anything for ME?? You lucky nurses, you!

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Specializes in ICU, Neuro ICU/Stroke, PCU, Med-Surg,etc.

Nope, I rechecked my credit report info that I had looked into back in february and NOTHING! sucks! So I am wondering if I should recheck my credit report? I dunno. I'm sad now...and scared. I don't know what to do.

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Amy-I think you should check again. I bet you have something on there now. I forgot, did your dates change yet?

I called the call center this morning to ask about the CBR Mortgage company and they claim to not know anything about it. I think its just a credit monitoring company from what I can tell on their website. Who knows I guess only time will tell.

GOOD LUCK EVERYONE!

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Specializes in ICU, Neuro ICU/Stroke, PCU, Med-Surg,etc.

YES, my dates changed to 2/11/11 and 2/15/11. The only two loan people I have is Sallie Mae & Great Lakes. I am scared to check my credit report! Seriously, I feel like if there isn't an inquiry than I should just give up hope and I am still attempting to keep hope alive @ this point. I am just scared to check it. My husband thinks I should check it again too. I don't mind paying a little something to check it again, but my husband thinks I can go to another credit checking web site and get it done again for free. I don't know how that works. I want to check it because I am so upset that everyone now knows good signs except for me now. My date change was earlier than everyone else's, though, and so if I haven't gotten a check by now, I hate to say it but I feel all hope will be lost. I dont know what to do!! Ugghhh....this is so nerve racking!

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I really want you to check it! I bet you will have it! This is so nerve wrecking!

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Specializes in ICU, Neuro ICU/Stroke, PCU, Med-Surg,etc.

YAY!!! I CHECKED IT AND I GOT AN INQUIRY TOO!! ACTUALLY, I got two! Two separate occasions the CBC Bureau of Healthcare people inquired about me. Once on the 8th and the other on the 28th, both in February. I am concerned that there are two inquiries. Do you think I should be worried about that?? I too, have those mortgage people on my equifax report (or experian). I am at work right now and couldn't take it anymore. I even had called my husband @ home to look on my previous credit report. So ya'll, like seriously, my heart was beating like I had just received a shot of EPI!!! Jeez! I am so officially excited and nervous @ the same time! So I guess this is good, right?? I want to hear something so badly!!

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