Malpractice Insurance

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Specializes in medsurg, progressive care.

One of my fellow colleagues who also is new to the hospital struck up a conversation about . She explained that she had hers through NSO, but that she only got it once she started working in the ED (started on inpatient psych, I believe, then ED, and now medsurg). A lot of the other nurses on my floor don't have any, but couldn't give me a reason why.

Do any of you carry malpractice insurance and if so, through who?

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Specializes in M/S, LTC, Corrections, PDN & drug rehab.

Yes & NSO.

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Yes. CPH & Associates.

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Specializes in Healthcare risk management and liability.

There are multiple thread on this same subject. Search for them or posts I have made.

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Yes. NSO. Every single nurse should have their own . The hospital won't protect you and the union may not protect you-if you even have one. It is well worth the money and it's very reasonable!

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My father, who was a physician, advised me 'waayyyyy back when I was in nursing school in the Dark Ages that I should never work without my own insurance, and I should never count on an employer to protect my interests. Everything I've seen in my nursing career over the last 30+ yrs has just demonstrated to me what good advice that was.

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I have . I'm insured through State Farm, up to 1.5mil, reasonable rate.

Blame the anti-corporatist in me, but I don't trust any large employer to have my back. Add that to the increasingly litigious society, and I like to have that little peace of mind.

Ymmv. Only you can decide if you need/want it. I'm in the minority on my floor, but many of the nurses haven't given it much thought.

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Yes, NSO.

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Specializes in retired LTC.

A policy with NSO is about the price of 2, maybe 3 fancy, schmancy coffee drinks in one month. WELL WORTH THE PRICE!!!

I have life insurance; I have auto insurance; I have health insurance. I hope I don't have to ever use any, but I'm glad I'm covered if ever I need it!

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