Skip to content
View in the app

A better way to browse. Learn more.
allnurses

A full-screen app on your home screen with push notifications, badges and more.

To install this app on iOS and iPadOS
  1. Tap the Share icon in Safari
  2. Scroll the menu and tap Add to Home Screen.
  3. Tap Add in the top-right corner.
To install this app on Android
  1. Tap the 3-dot menu (⋮) in the top-right corner of the browser.
  2. Tap Add to Home screen or Install app.
  3. Confirm by tapping Install.
Discussion

Malpractice Insurance

One of my fellow colleagues who also is new to the hospital struck up a conversation about malpractice insurance. She explained that she had hers through NSO, but that she only got it once she started working in the ED (started on inpatient psych, I believe, then ED, and now medsurg). A lot of the other nurses on my floor don't have any, but couldn't give me a reason why.

Do any of you carry malpractice insurance and if so, through who?

  • Quote

    • Featured Replies

    There are multiple thread on this same subject. Search for them or posts I have made.

  • Quote

    Yes. NSO. Every single nurse should have their own malpractice insurance. The hospital won't protect you and the union may not protect you-if you even have one. It is well worth the money and it's very reasonable!

  • Quote
    • Experts

    My father, who was a physician, advised me 'waayyyyy back when I was in nursing school in the Dark Ages that I should never work without my own insurance, and I should never count on an employer to protect my interests. Everything I've seen in my nursing career over the last 30+ yrs has just demonstrated to me what good advice that was.

  • Quote

    I have malpractice insurance. I'm insured through State Farm, up to 1.5mil, reasonable rate.

    Blame the anti-corporatist in me, but I don't trust any large employer to have my back. Add that to the increasingly litigious society, and I like to have that little peace of mind.

    Ymmv. Only you can decide if you need/want it. I'm in the minority on my floor, but many of the nurses haven't given it much thought.

  • Quote

    A policy with NSO is about the price of 2, maybe 3 fancy, schmancy coffee drinks in one month. WELL WORTH THE PRICE!!!

    I have life insurance; I have auto insurance; I have health insurance. I hope I don't have to ever use any, but I'm glad I'm covered if ever I need it!

  • Quote

    • Join the conversation

    You can post now and register later. If you have an account, sign in now to post with your account.

    Guest
    Add a Comment
    Go to topic listing

    Currently Reading 0

    • No registered users viewing this page.

    Account

    Navigation

    Search

    Search

    Configure browser push notifications
    Chrome (Android)
    1. Tap the lock icon next to the address bar.
    2. Tap Permissions → Notifications.
    3. Adjust your preference.
    Chrome (Desktop)
    1. Click the padlock icon in the address bar.
    2. Select Site settings.
    3. Find Notifications and adjust your preference.