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Discussion

I need a more money!

I'm drowning in bills and student loans!!! I'm desperately looking for a part time job but no one is hiring. I'm looking at anything from pizza hut to target. I'm super stressed out and making by to pay rent, car note, insurance, bills, student loans and the list goes on and on. I only have about 5 months experience as a RN. Any suggestions?

Featured Replies

nette, things are really tight everywhere right now.

Is there a way to eliminate the car note by buying a reliable hooptie? A room mate?

  • Author

Thanks for replying. Honestly, I can't afford to buy anything right now. My car note is only $200/month which is certainly not too bad. Finding a roommate isn't such a bad idea but I'm under a 12 month lease in a 1b/1b apartment.

So you share a bedroom. Just vet the person VERY carefully. Another nurse who works an opposite shift might be ideal.

If it works out you guys can always go into a bigger place together at the end of the lease.

Do you have anyone you trust who is incredibly good with money to sit down with and work out a budget? I know people who manage to save money on incomes that put me into debt.

Find a place where you could find nurses off the clock.. like a lecture or conference or somewhere you can get CEU's... Then you can meet with nurses there and network your way into a position.

Sometimes knowing someone is the biggest battle.

  • Expert

You could contact an agency. I know most of them want one year experience but it wouldn't hurt to ask especially if you are a sharp cookie. :) The pay is usually fantastic.

Overtime should be easy to come into since nursing is generally only 3 days per week. Can you do OT?

it's very sad when we work very hard to become a nurse and our paychecks don't reflect that. i am in the same situation. i was looking to buy a home. but, after looking at what i can afford. i was very distraught. looks like i will be looking for part-time work myself. so, that i can buy a decent home. it's a shame we have to work so much ot, just to have a decent paycheck.

sweetie, you're ALWAYS going to need more money. Thats just life. As far as the not getting everythig done on youre shift, it comes with practice. you just have to learn from trial and error and figure out what you can do earlier in your shift so its done b4 end of your shift. I've been a nurse for 19 years and you're always gonna have someone else looking at or talking to you like you havent got a clue and that their shift is doing more, or that they are the better shift. The thing is that nursing is a TEAM effort and nobody is more imortant than the next one. So hang in there! You'll figure it out and it'll be fine. This really is a great profession to be in! Good luck to you, and you're NOT alone!! :nurse::nurse::nurse:

where do you live? I mean what city and state? I'm in wichita kansas and we have rent to own homes down here that are great! I'm in one myself, and these guys are great and willing to help you get into a home and be able to stay there easily. :)

seriously, if you are a RN, lots of places will hire...look around. Make a budget. cook at home and do more stuff there.

  • Expert
it's very sad when we work very hard to become a nurse and our paychecks don't reflect that. i am in the same situation. i was looking to buy a home. but, after looking at what i can afford. i was very distraught. looks like i will be looking for part-time work myself. so, that i can buy a decent home. it's a shame we have to work so much ot, just to have a decent paycheck.

I guess it depends on where you live and what your expectations are. In my first year as a RN I'll make close to $70,000. I live in a very modest aka ugly home (you would probably be distraught ;) ), drive my cars until they konk out, pack lunches etc. so, knock wood, I have plenty left over for savings.

It also seems to me that repaying student loans is no picnic and yet in the nursing student section here it seems like people rarely consider this as debt and are very gung ho to suggest loans for living expenses rather than working. Maybe someone in the know could offer their first hand experience next time someone is asking for advice on how to finance school.

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