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charisma00 charisma00 (New Member)

Health Insurance not provided by school but needed

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Hello,

I start an accelerated nursing program in the fall. It is too soon for open enrollment but I need it in order to be admitted into the program. Anyone else experience this? What are some solutions?

Thank you!

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Could you purchase a catastrophic policy until your open enrollment? Shouldn't cost very much and could be a good plan as long as you don't need regular visits...

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Some states allow short term insurance, which is good for up to 6 months. Try googling short term insurance it should give you a site to search.

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Ya' know, I've seen some schools that actually offer an insurance if you don't have it (you have to pay for it, of course). A chunk of applications I've seen either ask you to directly supply them with evidence of your health coverage and if you don't, they will add it on along w/ tuition. Of course, it's a very basic policy they add on, but at least you're somewhat covered. Have you checked w/ the school you're applying to? Seems strange they wouldn't offer some type of basic health coverage.

You can also try to go to an insurance broker. Brokers nowadays offer auto, home, and health insurance policies. Call around and good luck.

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Hello,

I start an accelerated nursing program in the fall. It is too soon for open enrollment but I need it in order to be admitted into the program. Anyone else experience this? What are some solutions?

Thank you!

See if there's a waiver that they have people who aren't insured sign. The point of the insurance is typically because you're covered and your bill is paid, so you won't try to sue. Most of the schools out there will just have you sign a paper saying that the school and the clinical sites are not responsible for you getting the flu because you decided to see what the sneeze of someone with the flu smells like. Basically, if you get sick because of something you did, you're the one responsible for your bill.

Whether or not you have insurance is irrelevant and it's honestly none of the school's business how you pay for your medical bills. It's typically that the clinical sites have a rule that you're either insured or accept that your bills are your cost, not theirs.

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Do you have a job, income? How old are you? Maybe you could qualify for medicaid. I did because I was not working and I had no income. I was granted medicaid right away, which worked out right in time for me to get my physical/vaccinations for school.

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