Why Are So Many Students Worried About Expensive Tuition - page 3
I was reading other threads and I came across students who were accepted to private nursing schools but declined their acceptance because of the tuition.:nono: If nursing is your passion by any means... Read More
Jun 7, '09Occupation: New York Presbyterian Hospital- Unit Clerk Joined: Jun '08; Posts: 59; Likes: 5Honestly I didn't know RNs out of NYS start at $22/hr, that is what LPNs over here start with. At New York Presbyterian Hospital-Cornell the RNs start with like $35/hr.
Jun 7, '09Joined: May '07; Posts: 2,092; Likes: 3,347Hehe, kids these days. You get that 70K a year job and see how much of that money comes your way. Then, look at living expenses. Unless, you plan to live in a studio, eating ramen noodles, and riding you bicycle to work every day, your living expenses are going to cost just a little bit. Paying off those loans are a bit more complicated. Of course, this is assuming you nab a 70K a year job as a new grad.
Jun 7, '09Occupation: Hospice Specialty: 2 year(s) of experience ; Joined: Sep '08; Posts: 686; Likes: 982Quote from khiasdestinyLike any other profession, nursing is also a job used to support the nurse and possibly the nurse's family, so economics matter.I was reading other threads and I came across students who were accepted to private nursing schools but declined their acceptance because of the tuition. If nursing is your passion by any means necessary you should do everything to accomplish your goal. In NY, nurses start off with 70K+ a year, so in a rough estimate its possible to pay off large loans within 5-10 yrs. The cheaper schools are much more competitive to get into. If you get accepted into NYU, PACE, LIU etc. just go for it. Is anyone with me on this?
If the would-be nurse already has adult obligations such as a family, older parents, etc, the burden of high tuition may be simply unbearable.
It certainly isn't the job of posters on a board to imply they aren't sufficiently passionate about nursing because they take a look at financial reality.
Jun 7, '09Joined: Jun '09; Posts: 16; Likes: 23I am a Tele Tech at the hospital that I work at right now, and they offered tuition reimbursement when they opened a year ago, and now they say, due to the difficult economical times, there will be none. That will not stop me from being an RN, my dream since I was 16.
Jun 7, '09Occupation: Utilization Review, prior Intake Mgr Home Care Specialty: 40 year(s) of experience in Home Care, Vents, Telemetry, Home infusion ; From: PA, US ; Joined: Oct '00; Posts: 27,548; Likes: 13,755costs vary around the country. impossible in pa to get bsn for total tuition of $15,000
costs at state universities is $15,000/year tutition plus another $10,000 for living expenses if living on campus
penn state: http://collegecostestimate.ais.psu.e...ate.dll/submit
$15,000/yr tuition only = $60,000 /4yrs
+ $10,000/yr on campus housing = $40,000/ yrs
$60,000 to $ 100,000 4yr bsn degree
private colleges tuition + board :
[color=#2200cc]la salle university $ ~26,000/yr
gwynedd mercy ~ 35,000/yr (only school with 2 asn+2 bsn option eastern pa)
[color=#67989c]holy family university tuition ~ 24,00/yr
community colleges average 3 years to complete prequisites + major:
community college of allegheny county nursing program produces more nursing graduates than any other two-year college in the united states $1,800 - $3,302.40/ 18 credits/yr
rn program course progression.
community college of philadelphia ~ $3,450/yr
delaware county--only delaware and chester co residents may attend nsg program ~ $2,045.00 -$3,485.00/yr ( sponsoring vs non sponsoring school district)Last edit by NRSKarenRN on Jun 18, '09
Jun 7, '09Occupation: CNA Specialty: 3 year(s) of experience in cna in ltc ; From: US ; Joined: Sep '08; Posts: 1,878; Likes: 2,817Feel free to spend YOUR money however YOU want, but please don't wag your finger at other people. It is none of your business. Why do you care anyway?
Jun 7, '09From: US ; Joined: May '09; Posts: 69; Likes: 60Quote from Be_MooreYou're way out of line man. You're saying that because I earned my BSN at a private university where the tuition was $32,000 a year I must be less qualified than you, right?Some of us didn't have to buy our way into nursing school.
Wrong. There are a lot of reasons people choose to go to a private school for nursing and accept higher tuition.
I was changing careers after several years working in fire/rescue and EMS. I wanted to make the change as quickly as possible, and travel wasn't an option. The private university I went to was less impacted (probably due in large part to the cost) and thus had a space for me. It was close to home too. Also, their NCLEX-RN pass rates were higher, the class sizes were smaller, and they had better clinical placements.
Don't for a second think it's okay to generalize students at private universities as buying our way in. It's incredibly insulting and ignorant.
Jun 7, '09Occupation: Soul searching. Specialty: 2 year(s) of experience in . ; From: US ; Joined: Jul '06; Posts: 1,065; Likes: 1,121I "did not worry about the cost" of my private school tuition when I was accepted. Now that I graduated I am soo thankful that I applied to many, grants, and loans because my total bill for 3.5 years came to $197,000.00!!!! OMG, if I had not been awarded a full through the CA Dept of Health I would sure be in trouble right now, because I graduated May 08 and have yet to find a secure paying job as an RN, and I have a BSN. Many of my friends are struggling trying to pay $500 month in loans plus regular bills while still looking for a job. It's very difficult right now.
Jun 8, '09Occupation: RN Specialty: 5 year(s) of experience in M/S, Travel Nursing, Pulmonary ; From: US ; Joined: Dec '08; Posts: 3,088; Likes: 6,707Quote from NC Girl RNI was more than a little vocal about the debt people are racking up in one of those other threads the OP mentioned. Why cant people use the simple math given them in grade school to reach the same conclusion you did?I also would have to agree with others. I live in NC and Duke University is a very well know school. Their tuition is 28,000 a sememster and there is no way that I would go in 114,000 debt to work in NC as a nurse starting out making $20 an hr. I bet a loan like that would be $600-800 a month and thats hefty when your only bring home $1200 every two weeks. So IMO its not worth going to a private college if you know in the long run you cannot afford it, no matter how bad you want it.
Problem is, the media floods homes with messages that nurses are doing well, make more than ever and can get a job anywhere/anytime they please. People fall for it, and then start thinking "70K for a nursing degree is fine, you can have it paid off in a few years" like the OP does.
IDK, there just isnt reaching some people.
Jun 8, '09Occupation: Neuroscience Staff Nurse Specialty: Psych, LTC, Acute Care ; From: US ; Joined: Aug '07; Posts: 1,853; Likes: 970People keep saying that if you make 70k a year, you can have the debt paid off in a few years. Most throughout the world know that average nurse don't make that much money and if they do their cost of living usually reflects that. I think education is great from private, state or CC. Its just when you have the mentality that your gonna rack up tons of debt to get a degree and worry about paying it later is the problem. Well, later comes before you know it and your stuck. I have about 12k in student loans from yrs ago when I graduated from 4 yr college with another degree. I borrowed 5k more than I should have because I figured I will get a job. It didn't happen like that and I found myself paying the minumum balance month after month. So maybe since I have my RN, I can work harder at paying it off. I told myself I will not go back to school unless someone else is paying for it! If it means that I have to get all "A's" to get a scholarships or wait till the economy is better then I will.Last edit by NC Girl BSN on Jun 8, '09
Jun 8, '09Specialty: 14 year(s) of experience ; From: US ; Joined: Dec '06; Posts: 4,090; Likes: 8,708How many people are still paying off the loan debt from their first degree?
Jun 8, '09Occupation: returned nurse Joined: Nov '98; Posts: 7,097; Likes: 5,234Quote from RNperdiemMy daughter graduated in 1997 with $28,000 in debt. She will have it paid off in 2011. She is counting the hours.How many people are still paying off the loan debt from their first degree?
Jun 8, '09Occupation: Neuroscience Staff Nurse Specialty: Psych, LTC, Acute Care ; From: US ; Joined: Aug '07; Posts: 1,853; Likes: 970Quote from RNperdiemI am (raising my hand). I also have an additional $6000 credit card to pay off for charging my my RN degree. I am a new grad making 54k a yr(7p-7a) and I still work in LTC once a week. Day shift makes about 42k a yr. Sounds like okay money but when you take out benefits and pay Uncle Sam, you are luck to see $1500 biweekly for nights and $1200 for days.How many people are still paying off the loan debt from their first degree?