One of my goals is to eventually be able to purchase a house. Many of my nursing colleagues are purchasing homes that are worth $450,000, $500,000 or even more. Sadly, my budget is about half of that or even less, which means the houses I have to choose from are not appealing. Most of them are small, old, or both.
I am just curious how other nurses manage to purchase decent houses? I've been looking through my income, and I just can't find a way to make it possible to incorporate such a house into my budget. I am salary, so there are no opportunities for overtime.
What are other nurses' experience with buying houses? How did you make it work? Did it require switching jobs? Inquiring minds want to know!
My desire for two bathrooms has more so to do wanting a "spare" bathroom should maintenance issues come up in the one bathroom and there is not time to have them fixed immediately
Plumbers are usually available the next day! Use a bucket! LOL. I had my 1931 sole bathroom redone with tile on the floor, new toilet but vintage sink added. Things are done quickly...please reconsider the thought of leaving one malfunctioning bathroom alone to use the other one...You will only have higher plumbing bills to pay.
In a sense, it's probably laughable that a single person would be looking at the types of homes I've been looking at anyway.
And that is okay...learning about the housing market, studying prices realized, etc is very much of a learning curve.
Have you asked at your bank if they have any "first time buyers" interest package? Just talk to a banker..you don't have to commit to anything. With all the stimuli packages; the government may fund some low money down, financing plan that you don't know about. Or call a realtor, ask what money plans are out there....I bought my first house in 1985. I only had to put 5 % down. with a federal stimulus plan. Got me into the door quickly.You pay taxes! find out what is available for you! Wishing you the best!
I would argue for a three bedroom as they tend to appreciate better. We rent a four bedroom for $1800 near Disney in Florida and the cost to rent a one or two bedroom condo is pretty much equivalent. Also when I was staying in the Seattle area many people ( even single) would have a three bedroom house and rent the extra bedrooms on Airrbnb to people like me for $1600 per month (or more) just for a bedroom.
So I took a drive the other day to see what had happened to the old ranch I was raised on. Turns out the old house had been leveled and this monstrosity had been built. It's owned by the current Owner if the In and Out Hamburger chain/empire and can be had for just over $16,000,000.00 Guess I better start putting in some overtime........
OMG. How awful. It must be sad for you that this abomination is now on your old homestead:(
What a great mid-century modern home... Look at the architecture! I just love seeing art and architecture in home design, house meeting land in a good way, and giving such good vibes. Not some McMansion that will rott in 20 years. I guess I have always loved older homes...Thank you for the photograph on my rainy Sunday!
I also love that house! I would put a Japanese garden in the front. The little NM house is a good example of a modest house that could be modified into something desirable with a little ingenuity and planting. I wonder if SilverBells would think it a dump. I see it as an opportunity:)
Specializes in Psych, Addictions, SOL (Student of Life).
25 minutes ago, amoLucia said:
hppy - Is there really an 'In & Out' Hamburger chain? I agree there is nothing attractive about that estate. At least to me.
Yes there is and in my opinion you can't get a better fast food burger in California (where they are based). They also have branched out into Arizona and Nevada, the chain was founded in 1948 my Harry and Esther Snyder and the family has maintained ownership of the chain since then, The couples children both died in a auto accident and the chain was passed to their granddaughter Lindsy. Whose current net worth is 1.3 billion.
I've calculated my hourly rate after working all of my current hours, and realized that by being in a salaried position, I'm pretty much making as much as a CNA (which is by no means meant to be derogatory to CNAs, as I do believe they are overworked, underpaid, and underappreciated). So there's really no advantage to working my current hours other than being able to keep a job, as the extra ones aren't helping me to save money at all.
I'm glad you are listening and realizing you are being overworked and underpaid! Now you need to make some decisions. Cut back on the hours you work. Be firm and delegate some of the responsibilities and speak with your managers that they need to offload some of these responsibilities and hire another nurse! If they are not willing to be reasonable, it is time to look for a new job at a larger place or assisted living where the mgr isn't responsible for more than one job! Now you know what you should be looking for. You realize it is normal to have a nurse as admit/discharge planner, another for wound care, etc, or at least have this responsibility delegated to a floor nurse, not everything placed onto the manager.
Also take the time to decide what type of job you want to look for. Do you want to stay in management or do you want to branch out to another nursing job. I'm assuming your MA's is in mgmt, but if you ever want to become an NP I believe you can do a bridge program in a short time. You might want to check into that at some point.
On the other front, consider taking FMLA either before or after you meet with the therapist to deal with your depression. I think that would be helpful to you to give you time to think without being overworked to the point of having no time to sleep. Enough quality sleep is important for your mental and physical health and the hours you've been doing I imagine you haven't had a decent night's rest in a long time.
I especially recommend availing yourself of the FMLA you deserve to give yourself a break from being overworked at that crappy job! If you do take FMLA make sure you come back and then give your two week's notice, otherwise they will force you to pay back your health insurance premiums. This applies to anyone that takes FMLA even mom's taking maternity leave.
But the time off will give you a chance to get the help you need and also some downtime to find a better job!
Specializes in Psych, Addictions, SOL (Student of Life).
2 hours ago, brandy1017 said:
If you do take FMLA make sure you come back and then give your two week's notice, otherwise they will force you to pay back your health insurance premiums. This applies to anyone that takes FMLA even mom's taking maternity leave.
I have been on FMLA 4 times in the past 10 years and I have never been made to pay back my health Insurance.
amoLucia
7,736 Posts
Uhhhh, I'm 29 yrs here in my 1 Bath condo and my biggest problem has been when the lightbulbs on my med closet/mirror burn out.
Think of something else ...