How are you spending your retirement? - page 4

by Grace Oz

18,230 Views | 95 Comments

I don't mean your money! :lol2: I mean; how do you spend your time? What interests, hobbies etc are you pursuing? And, do you enjoy being retired?... Read More


  1. 0
    excellent advice here. i began to save 10% of my gross income and sometimes more when i had a larger paycheck 3 years before i moved. i lived on that money and the $7,000 i received from the sale of my place. it was enough to live on while i went to nursing school on a full scholarship. unfortunately, after i graduated, i was forced to go on welfare to pay 2 huge hospital bills. i had only $2,000. left which went for medical bills. i lived on only food stamps for a couple years, because the income i received from social services was only $205. a month. i had help from my church to pay the rest of the rent.
    i wouldn't go inside any dept stores, or anything other than food stores, because i'd get depressed. i received $20. from a friend in a card for christmas that year, and since it was a gift, i was allowed to use it. i went to the dollar store and bought family and friends each a gift that year. i thanked my friend for giving me the best christmas gift ever.

    however, it eventually worked out, and i now have enough disability income to pay for my room and board here, with a little left over each month.

    it just goes to prove that persistence does pay after all.
    Quote from majoral
    ok, i have just 3 fridays left to work, 2 weekends and a total of 24 days until i am retired. my wife and i are buying a house in nicaragua to be near her family when it isn't warm here (wisconsin). i plan to spend the first 6 months cleaning and organizing the basement. after that little chore, i think we'll be doing some landscaping around the house and lots of camping in the us. i started planning for retirement when my dad retired. i started saving for retirement as soon as i could after i graduated with my bsn. (mom and dad retired before i graduated from nursing school. talk about planning ahead.) i have basically spent the last 30 years working to get to where i am today. advice? start that 401k,403b, 457 and/or ira today!!!! you won't ever have enough extra money to start one, and after a couple of paydays you won't miss the money you're putting into it. i'm serious, start it today! i mean, could you spare 25 cents? 25 cents per hour times 80 hours per 2 weeks equals $520 per year. that's not enough to retire on, but it's a start. then whenever you get a raise put most, if not all of it, into your retirement account. put at least 80% into the stock market, more if you're under 40. if you have the temperment, consider joining the military as a reservist. i'm collecting nearly a grand every month from uncle sam due to my 22 years in the military and it helps. sit down and do the math at 520 per year and 8% return on your money in the stock market. (8% is conservative) and then you'll run to start your account. just remember, no one cares about your retirement as much as you do. as trite as it sounds, no one plans to fail, but many fail to plan. student nurses, yeah you 20 year olds, take this advice to heart and 37 years from now you can be writing this letter. take care everyone. and if anyone has questions, just message me.
  2. 0
    my hero:d
    Quote from nrskarenrn
    nurses in my homecare agency retire er "put out to part time pasture" by moving into my central intake dept as last supervisor who just moved in with us stated.

    i've been grandmother friendly allowing lunch dates with grandkids in our kitchen. now i'm gread-grandmom friendly as senior rn is 73....great grandchild due next month....... works every friday our busiest day to keep her brain cells sharp.

    will probably keep working 2 days/wk post age 65 as long as i can, allowing time to volunteer. unless decide to open needlepoint store as second career. :d
  3. 0
    Thanks everyone for your replies. It's interesting to read what others are doing in retirement and also the reasons for retirement.
    As is evidenced by some posts, not everyone retires due to age or "just because". Many have been forced into early retirements due to ill health and/or other reasons. That is always sad and unfortunate. Not having choice in our lives is always frustrating and can be quite soul destroying.
    I chose early retirement. My Dh was retiring early and so we decided I'd join him. I must admit, some days I've wondered what the heck was I thinking!!! lol Overall however, I'm glad and grateful to not be in the workforce anymore. One of my favourite things about being my own boss is .... being my own boss! lol Oh, that and, no appraisals! Mine or anyone else's! Those were one of my pet peeves at work. I hated doing, or being appraised!
    I've said it before and I reiterate it now; nursing served me well. I served it well. We're even if you like. It's my time now. I try not to make too many plans or look too far ahead. I live in the now and try to make the most of each and every day. Ever mindful that tomorrow is promised to no-one, yet hopeful for many many tomorrows!
    Cheers...........
  4. 1
    I would like to say that these are the Golden years, but until I can get to a point where I dont have to rely on family to keep a roof over my head, I cant really say I am enjoying my "retirement".Waiting for SSDI, waiting for empoyment lawsuit, waiting for access to healthcare.Hope for a time that nurses who can no longer work due to medical problems will be treated with dignity and respect.
    Elle7 likes this.
  5. 0
    I,m loving it! First thing I did prior to setting a date to retire was zero balance everything except of course mortgage. I kept it manageable. Just remember that there is a shortage and we as nurses can work anytime if we need to. What a wonderful profession!!!!!
  6. 0
    Quote from Grace Oz
    I don't mean your money!

    I mean; how do you spend your time? What interests, hobbies etc are you pursuing?

    And, do you enjoy being retired?
    got messed up need to answer the latest post, sorry

    safta24

    by the wy I love being retired too.
    do regret though that I couldn't really go bak to work.
    too stuck with emphysema.
    since I'm here I so want to share the pleasure I got volunteering at
    hospitals that is a great satifactory productive outlet.
  7. 0
    Hello all,
    It is oh so helpful read that some of you have also experienced medical problems and have been forced to retire from nursing earlier than you had planned! Good deal that many of us are able to get past feelings of bitterness about forced retirement and are able to move on to focus on positive ways to spend our retirement time!

    I have been retired from nursing for five years.For now, I am semi-retired because I work two days per week as a child care provider in the nursery at a day care center. My favorite way of spending free time is to babysit my dear four grandchildren as needed! Attending informal community or church classes is another one of my favorite passtimes. For example,currently I am considering checking out the local toastmaster meetings. Recently my sister-like girl pal and I have started having weekly coffee chats and this is becoming a lively routine for us. My renewed goal for free time is to continue to learn, grow,and have a little fun.

    Best wishes to all of you.
  8. 0
    Neonatal13
    By all means have a serious daily to-do-list & goals Learning , any gregarious activity has productive end gains & is good for you.
    Keep training your brain & your retirement years will melt into
    the golden years....
    wish I had tons more

    Safta24
  9. 0
    Quote from neonatal3
    Hello all,
    It is oh so helpful read that some of you have also experienced medical problems and have been forced to retire from nursing earlier than you had planned! Good deal that many of us are able to get past feelings of bitterness about forced retirement and are able to move on to focus on positive ways to spend our retirement time!
    Like some of you I retired early (57) and live on disability (SSD). Unlike most of you my boss woke up one morning and decided she no longer loved me so she suspended me and gave the chief of hospital security several months to develop a pack of lies about me. After over seventeen years faithful employment at the largest private employer in the city, he spent several months painting a picture of me as a dangerous psychopath. It took me six months to realize that in an "at will" state my boss could "retire" me at any time with no notice and no reason. I think she only gave me a "reinstatement (AKA Kangaroo Court) hearing" was so that I could spend six months (with no income) thinking I might be allowed to resign. Those stinkers even contested my six-months unemployment, dragging it out in court for eighteen months by delays, and then failing to show up for the hearing--so I did eventually get my "money.":bowingpur

    I tried the EEOC. the state civil rights commission and several dozen lawyers, all of whom told me that I definitely had a case, but as soon as they found out with whom they would be dealing, they refused to take it (unless, of course I could give them $10,000 cash).

    Four months after my "reinstatement hearing" (at which they neglected to follow their own "disciplinary procedures" and fired me on the spot), I had to go downtown and talk to a representative from the state to answer my former employer's allegations that I should no longer keep my license. Of course I have the letter from the state capitol which speaks to how unfounded their allegations were.

    The stress of having a career which I loved taken away from me and the near homelessness of NO INCOME for nearly three years exacerbated enough physical and emotional illness to render me totally disabled my doctor said so immediately and after almost three years, the judge finally said so too. The minute we could, we abandoned our "predatory mortgaged" (not for a big screen TV, but just to keep going) house, moved nearly two thousand miles away to a small, friendly town with a beautiful climate and a much lower cost-of-living (our rent is 1/3 of our former mortgage; our utilities are 1/4 and insurances are 1/5 of what they were). In four days driving, we went from twelve degrees, with falling snow, to t-shirts, shorts, sandals and three hundred days of sunshine.:wink2:

    My wife, my son (36) two cats and dog have only been here two months but we loved it when we got here, and we love it more each day. My son got the first job in his life that he really likes. I recently renewed my license in my former state and will soon convert it to this one. As soon as I do, I will volunteer at the city volunteer corps, and at the senior citizens' center (where my wife and I already joined a writers' group and are soon to take art, craft, birdwatching and conditioning classes, and I may teach beginning guitar). I will be glad to do B/P, glucose and vision screening, and dispense nursing advice, (which will always end with, "Be sure to see your physician.")

    I worked in mental hospitals for five years, emergency trauma centers for twenty-two, and had NO IDEA how stressful it was until I stopped. I also had no idea how stressful living in a dying, crowded. nasty city in a state whose terrible climate is only eclipsed by its government debt, unemployment, foreclosure, crime and out-migration WAS until I started living here:wink2:.

    At least once a day, I thank God (I am often driven to tears) for my deliverance from the forced labor that constituted my last years of practice in the busiest ER in town.
    Conventional wisdom says, "once you work in a large urban trauma center you can work anywhere." HA! My boss always needed me to work a shift that should have had ten RNs with only one or two others. Whenever I applied for a job elsewhere she would see to it (by "blackballing" me) that I could not leave.

    I am hoping to keep up my license long enough to have "RN" on my tombstone. I know that when I stand before Saint Peter, I will be proud of my contributions to the profession of nursing. Although I have already forgiven them, I doubt that old Saint Pete will not expect some explaining by those who wrecked my profession and drove me from my home.

    What am I doing in retirement? I am spending a lot more time singing in choirs, open-mikes (twice a month in a nursing home), watching birds, stars and planets, rock-hunting, playing with my pets, my musical instruments, reading, writing. socializing and making music with my new-found friends than I ever thought possible.:wink2:

    If anyone who reads this is curious where I now live, send me a P-Mail and if you tell me who and where you are, I may tell you--as long as you promise not to move here.

    Owney:typing
    Last edit by Owney on Apr 30, '08
  10. 1
    Owney, I'm SO happy things are working out so beautifully for you and your family.
    It sounds as though you've been to hell and back. I'm sorry for that.

    My own sister, after 20 odd years of loyalty and dedication, was hounded, harrassed and made ill by her employer. She was a Child and infant health nurse.
    What some employers do to their staff is beyond contempt!

    From your description of your new locality, you must have moved to Australia!!!! LOL

    ENJOY! You've worked hard and deserve it!
    I wish you many happy years of blissful retirement.
    Cheers...............
    Last edit by Grace Oz on May 12, '08 : Reason: spelling correction. I'm anal like that! lol
    Owney likes this.


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