So, i'm hoping to start an lpn program in January which will be M-F 8am-4pm (class) and 6:45am-3pm (clinicals). It last 12 months and tuition is $13,000. I have 3 kids. Two will need to be in before/after school care and one will need full-time daycare. That will cost us $200 a week which we really cannot afford. I will be getting student loans and pell grants, but will have no money left over because it will all go to tuition. Plus I will have to come up with some extra $$$ out of pocket for tuition each month. I'm starting to think this is crazy and there is no way we can afford this. But we also can't afford to live off of one income forever either. How do people afford to go back to school? Can you get a personal loan to help with living and child care expenses? We do not qualify for ANY government assistance like child care, food stamps, insurance, etc. Am I fighting a losing battle here? Should I just throw in the towel before I get started and run out of money? I really want to have a great career and bring home a decent income and i'm starting to get depressed wondering if that will ever happen.