I'm not rich! How do they expect some of us to get this done!?

  1. *sighs* I am a bit frazzled, annoyed, disenchanted, whatever you want to call it. I was accepted to the LPN program a couple of weeks ago and they gave me a long list of things I needed to do before July 7. This list includes all the good stuff like: current immunizations, Hep B, Rubella, TD booster, TB test, lab work, drug screen, etc. The health dept. only offers a couple of these things. I will have to see a private physician for the rest. All of that stuff, from the prices I got, is going to be extremely expensive. Plus, a physical exam.The cheapest I found is $80, and that's the least if the physician doesn't spend alot of time with me. *rolls eyes* THEN there are my uniforms. I can't wait until I save the money up for these...we have to get fitted for them within the next week so they can special order them and they can be here by the time school starts. That alone is $400. All of this stuff is totaling up to money I just do not have. My parents have even hit a rough spot financially and are unable to help until they recover. Jobs are less than abundant in the area I live in....what did some of you do concerning these expenses? I am really stressed out right now. I want this more than anything, but the financial roadblock might be the death of my nursing career before it even starts. I mean, this is one of the many reasons I am going to school to be a nurse, I DON'T HAVE ANY MONEY, lol. Geesh. Does anyone know of any programs that would be of some help? I am all out of ideas right now. There has to be a more cost effective way or some help out there for ppl who need it. Any comments and suggestions would be appreciated. Thank you for reading my vent. Have a blessed day
    Last edit by Truly_Blessed on May 9, '04
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  2. 34 Comments

  3. by   suzanne4
    Does your school have a student health center? Is there a county hospital near where you live? Do yuo qualify for any type of government funding?
  4. by   z's playa
    Wow..that's a lot of money. Up here we're lucky because all the check ups are covered by our health plan so the only thing we have to pay for is the CPR certification and all the books. I think we need to pay for the uniforms as well. I hear your frustration. How are you going to pay for the actual course if you don't mind me asking. Maybe if you have a school loan they can fit in the extras? Talk to the school and explain it to them. I'm pretty sure the've run into this situation before and can suggest ways to help or for you to get help. Good luck. {{{{{{hug}}}}}}
  5. by   studentnurse74
    I was thinking the same thing as above. You should get enough in your student loans to cover it. If you don't have that yet, then I would use a charge card, then reimburse myself through loans.
  6. by   Truly_Blessed
    Quote from z's playa
    Wow..that's a lot of money. Up here we're lucky because all the check ups are covered by our health plan so the only thing we have to pay for is the CPR certification and all the books. I think we need to pay for the uniforms as well. I hear your frustration. How are you going to pay for the actual course if you don't mind me asking. Maybe if you have a school loan they can fit in the extras? Talk to the school and explain it to them. I'm pretty sure the've run into this situation before and can suggest ways to help or for you to get help. Good luck. {{{{{{hug}}}}}}
    When were you able to purchase health insurance for the program? That was another one I forgot to add....we have to have proof of health insurance by July 7...but if you purchase it through the school, you can't do it til august. lol, they are backwards.
  7. by   Truly_Blessed
    I get a large pell grant, but I can't touch any of that money til August. That's where my prob is. aaarrrgghh. If only I had a credit card, but I thought I was always being smart by not having one. lol. now I can't apply for one because I am unemployed. lol, and what's so crazy, I have been calling the school since Thursday, NO answer. It's so frustrating. I am going to check into all of the things you all have suggested. Thanks for replying
    Last edit by Truly_Blessed on May 9, '04
  8. by   angelac1978
    I would apply for the credit card anyway. The credit card companies won't have any way to know that you are unemployed unless you tell them. In all of the credit cards that I have ever had, I've never had one call to verify my employment or annual income. Good luck!

    A
  9. by   z's playa
    Quote from Truly_Blessed
    When were you able to purchase health insurance for the program? That was another one I forgot to add....we have to have proof of health insurance by July 7...but if you purchase it through the school, you can't do it til august. lol, they are backwards.
    I should have re-stated that I'm in Canada so our health care is free so to speak. We pay HUGE taxes to have it though but it is handy. I know we also have health insurance at the University which costs like 90.00$ for the whole year. I'm getting a school loan. Welcome to debt land!
  10. by   z's playa
    Quote from angelac1978
    I would apply for the credit card anyway. The credit card companies won't have any way to know that you are unemployed unless you tell them. In all of the credit cards that I have ever had, I've never had one call to verify my employment or annual income. Good luck!

    A

    Reeeeeeeally? (evil grin) :wink2: I'm on it.
  11. by   Truly_Blessed
    Quote from angelac1978
    I would apply for the credit card anyway. The credit card companies won't have any way to know that you are unemployed unless you tell them. In all of the credit cards that I have ever had, I've never had one call to verify my employment or annual income. Good luck!

    A
    lol, hmmm, then how would I pay the monthly payment? heehee.
  12. by   Carolanne
    Quote from Truly_Blessed
    lol, hmmm, then how would I pay the monthly payment? heehee.
    Yes, be careful with those cards. They're tempting, but a dangerous trap to get into. That's all you need is financial worries on top of school. Stick with the Pell $, there's usually money left over after the tuition is paid to use for your books, uniform, extras you need. Check out local clinics and hospital in your area for the shots and exam. Ask your school if they have any recommendations for students on a limited income as to how they can obtain their supplies. Our school's graduate nurses often donate their uniforms for the upcoming students. Maybe this is an option for you.
  13. by   RNKITTY04
    Does your area offer "work source" I know for a fact that they payed for my friends uniforms, books tutuion, gas and various other fees. If I were you (and I have done this before) literally throw yourself on the mercy of financial aid. Beg, Plead, Cry... I KNOW there is always something they can do to help. You just gotta motivate them enough. :chuckle
  14. by   mariessas_mom
    Check with your school's financial aid office. Sometimes they have emergency loans to tide you over until any regular loans/grants come through! Good luck, the expenses will pay off in the end!

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