FASFA.. long

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    I am in a difficult situation right now. I want to go to college for Nursing really bad but i dont have the money to do so. Really interested in William Paterson if I could make it.

    This is my senior year. My mom and dad divorced when I was young and then my mom remarried. I have two little sisters (from my mom and stepdad) as well. My dad has not paid FULL child support since he got laid off about 10 years ago and has been a bum since (he owes around $60,000 in child support) He is no where to be found and its making my college applications hell. I live with my mom and stepdad and we have this one argument that keeps coming up.

    On the Fasfa form or some college apps, im confused on what to put down. It mentions about who is in my household and how much my household makes. My mom is a stay at home mom so there is no income coming from there. Then there is my stepdad who works and supports all of us so we live pretty comfortably (makes $108,000 a year). Im just running into some trouble because my stepdad is not willing to pay for my college because its not his responsibility and he is hesitant about me using his tax info for the fasfa form. He tells me if i use his info, it will only hurt me in a way that I wont be more able to get scholarships and grants from the government.. so i really dont want to use his info because its not fair.

    Im basically on the poverty line.. with my mom not working and my dad no where to be found or heard of. What do I do when filling out these forms? Do i mention my sisters in my household, along with my stepdad.. or do I fill out my mother's information and my dad's information where we only have his social security number.. and thats pretty much it.

    My mom and stepdad are leaving it up to me to figure this out and it is so overwhelming and frustrating because I dont know who to ask or where to start. It sucks that I was born and I have to deal with issues that shouldnt really involve me in the first place. Can someone please help me if you have been in the same boat or know any information in this direction? I dont know what Im eligible for since I live fine in my home now, but in reality I dont have anything from my mom or real dad.

    is there anyone i could talk to about this.. im sure im not the only one who has been in this situation.

    Please help. Im 17, from NJ, 3.4 GPA out of 6.0 scale, 1260 sats out of 2400 (I know, really bad score, i retook them but i dont think a change will be seen)

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  2. 20 Comments...

  3. 2
    I wish I had a direct response for you. Thats between a rock and a hard place.

    Have you tried the guidance counselors @ school? They usually have someone there knowledgeable about the college process/search and that includes FAFSA forms.

    Good Luck.
    leslie :-D and HM2VikingRN like this.
  4. 0
    Quote from Crux1024
    I wish I had a direct response for you. Thats between a rock and a hard place.

    Have you tried the guidance counselors @ school? They usually have someone there knowledgeable about the college process/search and that includes FAFSA forms.

    Good Luck.

    my guidence couselor in particular has not been involved in a situation like this. it is really difficult because FAFSA is telling me I need to put down stepdad's info regardless, but its just not fair. even though he pays for food, utilites and household things.. he is not paying an ounce for my college education. I just really wish I could find a child support grant or something around here. Or someone that has been in the same boat and can guide me.
  5. 2
    Unfortunately, if he's in the household, you have to list his information. You're not alone in the fact that many parents "make too much" as far as financial aid info for the FAFSA, but will not, or cannot help the kids. I wish you luck....perhaps you can apply for a scholarship or student loan?
    leslie :-D and Virgo_RN like this.
  6. 0
    i think you should call them .. because you need help from a person who works with those applications.. call them and ask what should do>> keep us posted , good luck with schooling !! we are rooting for you !!
  7. 0
    Quote from MedSurgeMess
    Unfortunately, if he's in the household, you have to list his information. You're not alone in the fact that many parents "make too much" as far as financial aid info for the FAFSA, but will not, or cannot help the kids. I wish you luck....perhaps you can apply for a scholarship or student loan?

    but now i just read something that its possible if you win scholarships that the government can take away your scholarship because your parent owes alot of child support.. if thats really true, then that is really messed up
  8. 2
    i can tell you that my husband was in a similar situation as you when he started college. his dad was pretty much worthless and not aroundand his stepdad was refusing to help with school. unfortunately, he had to put his stepdad's information on the fafsa form as well. i went to the fafsa site and copied what it said. i am sorry that you are put in this situation, but your stepdad's income is your mom's income therefore the government thinks he should help pay! you can always get student loans to help cover this and there are plenty of scholarships out there for people who are middle class citizens. also make sure to add your sisters' info on the form as this will help you.

    if your parents are married, answer the questions about both parents.
    if your parent is widowed or single, answer only the questions about that parent.
    if your parents have divorced or separated, answer only the questions about the parent that you lived with most during the last 12 months. if you did not live with one parent more than the other, answer only the questions about the parent who provided most of your financial support during the last 12 months.
    if your parent has remarried after being widowed or divorced, answer the questions about both your parent and your stepparent.
    if you have a legal guardian, you cannot use your legal guardianís information on your application. a legal guardian is not considered a parent in the financial aid process.
    if you have foster parents, you cannot use your foster parentís information on your application. a foster parent is not considered a parent in the financial aid process.
    if you were adopted, follow the instructions above for parents, based on your parentsí current marital status.
    note: the following people are not considered parents on this form unless they have legally adopted you: grandparents, foster parents, legal guardians, older brothers or sisters, and uncles or aunts
    leslie :-D and Crux1024 like this.
  9. 1
    Go to a state college and take out loans.
    Last edit by traumaRUs on Nov 18, '09
    RNROSER2011 likes this.
  10. 1
    the above posters are correct....you must fill in your stepfather's information and will have to until you become an independent student.....meaning living on your own, with your own source of income for two years (at least two years used to be the minimum time frame). also fill in your sisters as members of the household -- if they live there, they count as members. if any of them are in college, that will count as an additional amount they will reduce from your expected financial contribution (the figure they calculate that states how much of the costs of tuition/books/dorm, etc., you are expected to pay).

    however, do not let that deter you. go ahead and complete the fafsa and complete any financial aid documents your college (once you decide) requires. attempt to get scholarships based on your grades and/or community activities. also, depending on your state, you may still qualify for some grants for people going into health care professions. if all else fails, you may have to take out student loans...not to be glib....but join the crowd. almost all college graduates i know of have student loan debt. loans are available to all income levels. there are no income caps and everyone qualifies for the same amount.

    also, once you decide on a college and have received the information and the amount of aid you are awarded, do not be afraid to meet with your financial aid counselor at the college to let them know of any special financial circumstances you may have. they are also great resources for finding additional aid and scholarships.

    while it is great to receive scholarships and grants, if they aren't available or aren't enough to cover tuition, loans may be your only option. once you are out of college, there are some options that may "forgive" some of your student loan debt, such as being a nurse in an under-served area, etc. if all else fails, you will have to repay the loans, but it will be well worth it in the long run because you will have your nursing degree.
    :spin:
    leslie :-D likes this.
  11. 0
    thanks for everyone's replies, it means alot. So basically Im screwed in this situation which isnt really the answer i wanted coming out of this. Ouch


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