Here's how I'm doing it...
I'm currently working as a PCT (CNA but with some extra's) at John C. Lincoln. I currently work 3 shifts a week so a total of 36h/week. In the mean time I have John C. Lincoln pay for my pre-reqs which I am taking online at Rio Salado Community College at $65/credit hour. Classes start every two weeks, so you don't lose any time. I started in May and I will have all my pre-reqs finished by May next year.
When you start your last semester of pre-reqs, which will be January for me, you can apply to nursing school that semester. Then there are a couple of options. The cheapest of course is still CC. There are 4 accelerated programs in the Valley, which will get you through the program in 16 months (compared to 24 otherwise). These include Rio Salado (all didactic classes are online with clinicals at different hospitals and health facilities throughout the Valley), GateWay Community College, Phoenix College and Scottsdale CC. There is also a part-time option at Glendale CC and GateWay CC. This means only classes during the weekends.
The approximate cost of nursing school at a CC in Phoenix is $4680. This includes tuition, textbooks, fingerprint clearance card, nursing pin, uniforms, immunizations and drug screen. Compared to the cheapest private school, which is Ethel Bauer, for about $18,000.
Everything included, if you do it this way, through Rio Salado and then an accelerated program at a CC, you'll be done in about two and a half years. One year of pre-reqs and a year and a half of nursing school. You probably should count on waiting a couple of months to get into nursing school, but while you wait, you can take those co-reqs, such a medical terminology, ENG201, humanities and PSY101. If you're thinking about a BSN, you could also take your pre-reqs for that program while waiting to get into the AAS program.
Just some thoughts! I hope you figure it all out!!