And another smart poster told us about how she did that but got charged the fee anyway. A valid credit card account can be charged as long as you authorize it....expiration date wrong irrelevant.
The PVT requiring one to submit financial info is really old news at this point; some swear by the PVT because, anecdotally, THEY had the result match their Magic 8 Ball PVT guesstimate. Others not so thrilled, as they were able to pay for another exam they did not need because it turns out they passed (nonrefundable, plus freaking out over a failure that didn't happen). Still others celebrating their "good pop up"....great relief....and turns out they failed. Not a pretty sight.
So, in a nutshell, if you got 75 questions, in all likelihood you passed. NOT because of the PVT guessing game, but because MOST people who are US educated pass on their first attempts. Odds are with you. And the minimum number of questions means you either did really well---and could demonstrate competency quickly---or you did very poorly---and could demonstrate incompetency quickly.
Given the kind of student you were in school, your school's NCLEX passing rate, and how you prepared for the exam....which scenario is more likely?
Put aside your credit cards, people, unless you really ARE prepared to blow $200 for no good reason. If you get a 'good pop up' you won't REALLY know anything anymore than if you didn't do the game at all, anyway. And a 'bad' pop up is either a receipt for payment or a card declined message, neither of which is going to make you feel very good....and might STILL be wrong. I wouldn't want to be studying for several more weeks for no reason....food for thought.