Hi everyone.Im going to an out of state school next semester because where I live its almost impossible to get into a nursing program. The only thing is the out of state tuition is $20,000 ($12,000 of it are student loans) for the first year after that it will only be $5,000 a year. I will have a BSN in 2 years. I have already been in school for the past several years and my student loans are already at $20,000. So these student loans are raking up. Unfortunately the school Im transferring to doesn't have transfer scholarships. Is it bad to have around $35,000 to $45,000 in student loans when you graduate from an undergraduate program? Then of course after I work for a few years I do want to get an MSN so Im sure that wouldnt be cheap at all. Arent masters programs $30,000 a year and more? I just wish there was a way to offset these cost so I dont have to pay so much in student loans.