I too, was hesitant about wanting to get my BSN and I didn’t necessarily want to stay in a leadership role. But, I knew down the line it would open more potential doors than an ADN would. So I went for it.
I am no longer in leadership (I was a private clinic nursing supervisor at the time, now just a staff nurse at a different clinic in a different state), but, I do feel good about my future prospects. It’s like extra security in a way. Not necessarily vital, but, can help give you an edge in an otherwise pretty competitive market.
Now... you are right that it will be costly, but, you can do it reasonably. Perhaps, your job has tuition assistance?... You can try applying for scholarships. As a single mom in college, there may be some help for you...
Something to think about as well, some places pay same for ADN and BSN. So, some people don’t feel it’s financially worth it. Especially if you like your job and don’t plan on leaving, have good benefits and pay, why go into more debt?...
And the “research papers “ yes, there are definitely tons of papers involved. Your mental laziness is warranted. It will be mentally exhausting. Prepare yourself!
Lastly, I’d like to note it was not just a professional goal, but, a personal goal of mine as I was the first one in my family to get a bachelors degree! I wanted to make myself and my family proud!
Some food for thought. Good luck on your decision.