Practice Insurance

I am a new grad, getting ready to start my job as an RN (yea!!!) I know I need to get practice insurance to C.M.A. But where do I find this? Who provides it? If anyone out there has a good policy let me know if you would. Help would be greatly appreciated, since I don't know where to even start.

Thanks

[JULZ]

THERE WAS A LINK ABOUT THIS NOT TOO LONG AGO, I'LL SEE IF I CAN FIND IT AND GET BACK TO YOU!!

JULZ

[JULZ]

THE COMPANY THAT I'VE HEARD PEOPLE USE IS " NSO" AND IT

RUNS ABOUT $89 YEAR FOR NURSES AND $20 FOR STUDENTS!!

YOU CAN'T BEAT THAT--MUCH BETTER THAN GETTING EVERYTHING YOU'VE WORKED FOR TAKEN AWAY FOR A LAWSUIT.

JULZ

[altomga, ADN, BSN, MSN, DNP, RN, APRN]

I have NSO! like JULZ wrote ...it's not expensive and has a great policy. Even helps pay for a lawyer if your license is threatened, but it's not by a lawsuit....(ex) need representation to go in front of the board for "drug diversion", etc....

[H ynnoD]

Would'nt your home Liability Insurance cover you?Mine is suppose to cover me and my family for whatever anyone might sue us for.Up to a million dollars that is.

[healingtouchRN]

I have NSO as well (have since school years ago) & haven't missed a payment yet. Your hospital may say you don't need it but they will kick you to the curb if they think you did something wrong! So much for so little! A wise investment.

[Katnip, RN]

I seriously doubt homeowner's will cover professional malpractice.

A malpractice policy doesn't cost that much, and could end up paying for itself 100X over.

[purplemania, BSN, RN]

Homeowner's DOES cover professional malpractice, at least mine does. There are plenty of people who offer it, but the underwriting is done by only a few companies with the others working as "agents" (sales). ANA and other organizations are examples. It pays to protect.

[Katnip, RN]

Ahh. I've never heard of that before. I'll stick with NSO though. Mainly for the legal coverage.

[SmilingBluEyes]

Ok, all I can say is, remember, Liability Insurance covers costs of obtaining legal counsel, not just what you are responsible for if found liable in a suit. I would want it as much for legal counsel coverage, time missed off work for court appearances and the like, and the "extras" as I would for my responsibility in any finding of legal liablity in a the case of law suit against me. Does homeowners cover THAT? Better check it out!