Part time RN seeking Insurance advise

[mariesearcy]

Hello,

I'm a fairly new grad(started working in '14) working casual/part time at LTCH.

I don't get benefits and I was told I was suppose to get 3% in lieu of benefits but I've still to see it.

I wonder if anyone knows anything about how the whole insurance thing works if your full time and if you have any advise on what I should do. I wanna make sure I'm prepared should I actually need insurance while I'm looking for a second job.

[Fiona59]

The 3% is usually paid on each cheque. Get someone from payroll to explain the abbreviations used on your pay sheet.

In my province my insurance is provided in my yearly registration fees.

[edimo]

As Fiona59 mentioned, the 3% should be a regular part of your pay check.

As for the insurance, if you are a member of a nursing union (ie ONA), they supply insurance for you. Other nursing associations, such as RNAO also offer Liability Insurance. I guess it depends on what province you're in...

[mariesearcy]

I live in Ontario and I'm a member of rnao.

What type of insurance am I looking at? For instance can I visit the dentist?

[loriangel14, RN]

The RNAO only provides Liability Insurance.

[NotReady4PrimeTime, RN]

You're actually talking about benefits when you're talking dental insurance. Casuals don't get benefits and in some provinces even part-timers don't get full benefits either. Here in Alberta as a part-timer I had to work 6 months before mine kicked in. You might want to look into health and or dental benefits with Blue Cross for those who don't have employee benefits. Their premiums aren't super-low, but they're manageable for most people who have a job.

[Fiona59]

Ah, we all thought the OP was talking malpractice insurance NOT health!