Nursing loans really that bad? 120K

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by nursequery1 nursequery1 (New) New

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abijoya88

abijoya88

34 Posts

I love that you did the math Whispera! :up:

StellaCJ

StellaCJ

Specializes in Cardiac Step-down, NICU. Has 2 years experience. 16 Posts

As my husband says, "you can't put a price on job satisfaction". If nursing is something you love and will provide you much happiness for years to come, perhaps it is worth it. That being said, I will say that having a significant other (two salary household) made the decision much easier for me. If I was on my own and lost my job, there would be no way I would be able to keep up with bills, student loans, food, etc. However having another person bringing home a paycheck gives a safety net if something were to happen in our family - Illness, Job loss, etc. In my case, I went back to school for nursing after getting a bachelors in another field and ended up with a very high $$$ in student loans.

sourapril

sourapril

Specializes in public health. Has 5 years experience. 2 Articles; 724 Posts

A nurse is a nurse, why do you have to get your degree from NYU?

Red Kryptonite

Red Kryptonite

Specializes in hospice. Has 3 years experience. 2,212 Posts

A nurse is a nurse, why do you have to get your degree from NYU?

Cuz prestEEEEEEEEEEE-juh.

See:

But...it's New York University. The name alone kind of justifies the cost.
f1j1nurse

f1j1nurse

Specializes in Corrections, Psych, Public Health. Has 8 years experience. 114 Posts

For that much, I'd take the MCATS and go to med school....Just saying. Insane. Don't do it because the return on investment, job market and rising costs of everything and I mean everything will just put you in a bad situation when you graduate...that's just my two cents.

f1j1nurse

f1j1nurse

Specializes in Corrections, Psych, Public Health. Has 8 years experience. 114 Posts

If you can I would go... it's also about the lifelong friends you'll meet etc.

you'll have a good name on your resume.

also, i hate to say... potential in finding a better husband.

Is this for real??

LovelyLocs

LovelyLocs

Specializes in LTC and Behavioral/Mental Health. 122 Posts

Man, with that cash I could complete my BSN, MPH, DNP and whatever else letter-wise I can tack on... plus buy a motorcycle (and make a garage for it to go into), go to Walt Disney World (several times over, with and without the wee ones), travel to almost every continent (I'm not touching Antarctica), and hire a maid just because I've always wanted to.

That's all I've got for the moment, when I take another break from studying I'll daydream some more... or maybe clean, not sure yet.

Juninho22

Juninho22

21 Posts

My wife just graduated with her BSN and has over 80k in loans. She is paying about 500$ a month for her loans. Your payment will be a lil more. Keep that in mind.

SweetDream

SweetDream

271 Posts

I thought rutgers was around 40k in total for the program

MeganStar

MeganStar

31 Posts

I just received my ASN (ADN) from a local community college. My student loan debt after the 2 years is around $13,000.

I can't even fathom paying $120,000

applesxoranges

applesxoranges, BSN, RN

Specializes in ER. 2,242 Posts

120k? To get my ADN, BSN, MSN, and 3 semesters of psych classes (and living expenses) cost 90k.

strawberryluv, BSN, RN

Specializes in LTC, Med-surg. 768 Posts

Drexel's accelerated BSN program costs just a little over $43k and its an 11-month program. Of course, you can expect to pay an additional $3k or so for other "fees" but at least that's just about $45-50k you'll spend for the whole degree. That is more than less than NYU's program. Drexel has a great reputation too.