Malpractice insurance?

Published

How many of y'all carry your own policy as school nurses, and why or why not?

I am wondering if I should get a policy on my own or not.

Misty

Up Vote Up Vote ×
Specializes in retired LTC.

To paraphrase the old American Express TV commercial --- "don't work without it".

There's been multiple, multiple postings here about how your own insurance protects YOU. From readings here about schoool nursing, your field is even more blurry grey than most others and you deal with too many parents who probably have their attorneys on speed-dial. Cheap but invaluable protection. Do it.

Up Vote Up Vote ×
Specializes in school nursing, ortho, trauma.

i definitely carry malpractice. Even have a rider on my homeowner's insurance as extra protection

Up Vote Up Vote ×
How many of y'all carry your own malpractice insurance policy as school nurses, and why or why not?I am wondering if I should get a policy on my own or not.Misty
I do. The school's insurance company and lawyers' first priority will always be the school. I want someone there to protect me.
Up Vote Up Vote ×

Any specific companies recommended for a low-cost policy? Thanks

Up Vote Up Vote ×

I have been looking for a low cost option as well. To no avail. Please share the names of companies! thank you

Up Vote Up Vote ×

I just signed up with Nurse Service Organization.... NSO. It was fairly cheap with what seemed to be good coverage. Check them out!

Up Vote Up Vote ×
Specializes in school nursing, ortho, trauma.

NSO is only around $100 annually for me - i know it varies. I don't consider that to be unreasonable for 1 mil/6 mil coverage

Up Vote Up Vote ×

I went through NSO as well

Up Vote Up Vote ×
+ Join the Discussion