I AM TERRIFIED

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I am so excited to start nursing school in may, but I just found out I do not get any government aid due to my father making too much money, and due to the fact that I am not yet 23. Hello, my father doesn't help me pay for ANYTHING!!???

So I am terrified that I will have to get a student loan. I know I will have to, I make $13 an hr!!! My school is going to be around 20-30k for my BSN.

Does anyone have any thoughts, suggestions, words of wisdom?

If I do have to get a loan, which is the best one?

Thanks!!

To one of the other posters, not financing your child's education when you can afford to is not helping them. Setting them up for debt is more likely to make them financially stressed especially in this economy.

You need to check out the website. I believe you are dependent until you are 24, unless you have a dependent (child). You can appeal if you don't have a child and don't live with your parents. It is more paper, but can be done.

It's not fair, my dad has plenty of money to help, he just chooses not to.

You know, I am sure my kids think the same of me, but what was laughingly called my retirement account took a 50% hit in the recent depression and isn't back yet. I bet I still look pretty good to them in my house but they have no idea how terrified I am about my financial situation, looking at retirement in a few years with very few resources. Unless you have seen all your parents' books you don't really know how it is for them. Just sayin'.

Specializes in inerested in school nursing, peds, OR.

You know, I am sure my kids think the same of me, but what was laughingly called my retirement account took a 50% hit in the recent depression and isn't back yet. I bet I still look pretty good to them in my house but they have no idea how terrified I am about my financial situation, looking at retirement in a few years with very few resources. Unless you have seen all your parents' books you don't really know how it is for them. Just sayin'.

I've said it many times, I don't care that my dad doesn't help me. I'm not mad, and it is what it is. It'd be helpful if he did. When I said "it's not fair," I was actually commenting on a post someone else posted talking about other people paying kids way through college through grants, even when their parents can afford it. It's not fair to them to have to pay, and it's not fair for the kids who's parents truly cannot afford it.

You are right, I don't know my dads exact financial situation, but I do know that he can pay cash for his new girlfriends 40,000 car and pay all of her and her children's bills. Whatever, thats his business. My dad was never the type of parent who pushed their kids to go to college. He could care less if I go at all honestly. He didn't go to college, and he still makes more than plenty of money so I guess he feels we can do the same if we choose to.

I didn't mean for this post to start a discussion of wether or not parents are "bad" or "good" if they pay their child's way through school or not. The intent of the post was to express the fact that I wasn't considered independent on my FAFSA, when truly I am.

My dad and I may not agree on some things, but I don't think he's a bad parent for not paying for my college. When I have children I intend on making them work for things, but I will help them pay for college if I am able to.

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