I AM TERRIFIED

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Specializes in inerested in school nursing, peds, OR.

I am so excited to start nursing school in may, but I just found out I do not get any government aid due to my father making too much money, and due to the fact that I am not yet 23. Hello, my father doesn't help me pay for ANYTHING!!???

So I am terrified that I will have to get a student loan. I know I will have to, I make $13 an hr!!! My school is going to be around 20-30k for my BSN.

Does anyone have any thoughts, suggestions, words of wisdom?

If I do have to get a loan, which is the best one?

Thanks!!

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Congratulations on getting into school! Try to economize during school by buying used books, uniforms, and supplies. Work more on your breaks. If you must get loans, try to get by on just the government ones offered through the fafsa form. Even if your parents make too much, you could still qualify for non-subsidized loans (not ideal but better than private sector loans). Try NOT to get private student loans.

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Do you live with your parents?

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Specializes in inerested in school nursing, peds, OR.
Congratulations on getting into school! Try to economize during school by buying used books uniforms, and supplies. Work more on your breaks. If you must get loans, try to get by on just the government ones offered through the fafsa form. Even if your parents make too much, you could still qualify for non-subsidized loans (not ideal but better than private sector loans). Try NOT to get private student loans.[/quote']

Thanks! So only government loans!

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Specializes in inerested in school nursing, peds, OR.
Do you live with your parents?

No I do not live with my parents

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Then I fail to see what their income has to do with any of this. As an adult, you have a responsibility to support yourself, and therefore your income should be the one that goes on the apps for scholarships/work study/loans/grants. What am I missing?

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Specializes in inerested in school nursing, peds, OR.

Well that's what I thought too, but they told me until I'm 23 I have to use my parents income? I've never had to use financial aid before so I'm new to it.

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I'd give them some pushback on that. Try again.

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Specializes in inerested in school nursing, peds, OR.

Ok, so hopefully they're wrong!!??

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If you live independently from your parents and they do not support you, regardless of your age, you should able to appeal fafsa denial of finsncial aid. You should look into the process. Aid was denied to me my last year of nursing school. I looked into the appeal process, wrote a letter of explanation, and got approved.

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Specializes in inerested in school nursing, peds, OR.
If you live independently from your parents and they do not support you regardless of your age, you should able to appeal fafsa denial of finsncial aid. You should look into the process. Aid was denied to me my last year of nursing school. I looked into the appeal process, wrote a letter of explanation, and got approved.[/quote']

Hmm, interesting. Thanks for the tip! Could I find this process on the FAFSA site?

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Hmm, interesting. Thanks for the tip! Could I find this process on the FAFSA site?

:) Don't die wondering. Go find out. Good luck!

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