how is health insurance for nurses?

[j119]

I want to be a traveling nurse and was wondering how is health insurance for nurses? Because im type 1 diabetic and I have hereditary high blood pressure and having type 1 diabetes isnt exactly cheap.

Also do traveling nurses have to have their bsn or is an adn good enough? Either way I plan to get my bsn eventually I just wanted to get started working sooner rather than later because im already 19 and havent started college yet.

[GRUNGE]

1. My health insurance has been great. If i stay within my network i only have a 20 dollar copay for office visits, no deductable. 40 for specialist no refferal needed. Mri's and such are as little as 7 dollars if done within net work. Meds for me dropped from 20 dollars with blue cross to 2 dollars. I would just get your bsn. Some colleges allow you to convert in as little as a year

[GM2RN]

OP...just an FYI in case you don't already know this, but you will need a minimum of 1 year of experience as a nurse to be a travel nurse. And that's after 4 years of college, including prerequisites, if you get your BSN (which I also recommend BTW). So who knows what insurance will be like 5 years from now, for travelers or anyone else.

[oramar]

Health insurance for nurses runs the gamut from excellent to none at all. By the time you get out of school who knows what the rule will be.

[HeartsOpenWide, RN]

Depends on where you work. My first job the insurance was AWESOME. My insurance now SUCKS, and is worse than an HMO.

[elkpark]

It depends entirely on your employer. It used to be (when I started out in nursing decades ago) that you could take for granted that, as a nurse working in healthcare, you would have great insurance. Now, more recently, I've had insurance that ran the gamut from terrific to really crummy, depending on what organization I was working for. Although I'm currently working prn and am not eligible for benefits, I hear from my coworkers that the insurance offered by my current employer is particularly lousy. We work in a free-standing psychiatric hospital that is part of a large, non-profit healthcare "system" -- although the system's administration feels that mental health care is important enough that the system offers a full range of psychiatric/mental health services to the community, and they blather on and on in public about what a vital and necessary service this is that "we" are offering to the community (and they certainly want people in the community to come to the facility and get treatment :)), the (only) health insurance offered to employees of the system includes no coverage for mental health treatment. If any of us need mental health treatment of any kind, we're just !@#$ out of luck. Doncha love it??