Published Feb 26, 2008
HM2VikingRN, RN
4,700 Posts
Here is a snapshot of the Premiums for Health Care For America:
No premium would be required for workers with income below 200 percent of the
Federal Poverty Level (FPL); and
•
Premiums for workers above 200 percent of FPL would be as follows, and would be phased-in based on family income between 200-300 percent of FPL.
Family Type Premium
Individual $70 per month
Couple $140 per month
Single Parent $130 per month
Two-Parent Family $200 per month.
...
Families with incomes
over 400 percent of the FPL would pay the full cost of the premium.
http://www.sharedprosperity.org/hcfa/lewin.pdf
In other words between 200-400% of poverty premiums would be assessed on a sliding scale basis. A single parent family would be 460$/month at 400% of poverty and above. At 400% of Poverty and above the maximum premium for a 2 parent family would be 670$/month. Given that current family coverage for EPDTA standards is approximately 1000/month this would net to a substantial savings for ALL plan participants. Whats not to love about this plan!
Video at: http://www.sharedprosperity.org/av/hca.html
More about Health Care For America .
Simplepleasures
1,355 Posts
Woodenpug, BSN
734 Posts
I read this thread.
herring_RN, ASN, BSN
3,651 Posts
9/11 hero hopes others will remember
[color=firebrick]reggie cervantes - oklahoma city, ok
bravely disregarding her own safety, reggie cervantes joined the legions of rescue workers who raced to the world trade center in new york city on sept. 11, 2001 in order to save anyone they could. politicians would later praise reggie and her fellow heroes for their courage and selflessness. but she has struggled with 9/11-related health issues ever since.
seven years later, the now oklahoma city resident faces homelessness and battles to qualify her two young kids for medical care. she is terrified that her own 9/11-related illnesses-including early stage pulmonary fibrosis, acid reflux, and ptsd-may claim her ability to be there for her children.
"i'll be walking in a memory walk tonight, but i just don't know how many people will actually walk with me," reggie said of the seventh anniversary of the world trade center attacks. suffering from several 9/11-related health issues, she has to fight for what little healthcare she gets through workers' comp. but in her characteristic way of thinking about others first, reggie asks that we remember other 9/11 victims still hurting for healthcare....
http://www.calnurse.org/media-center/press-releases/2008/september/9-11-hero-hopes-others-will-remember.html?print=t
cwazycwissyRN, RN
271 Posts
My bottom line for the moment is this question.
This program is to be and extension of medicare as is written in the above article.
Hospitals loose money on each medicare patient. Billing for medicare is often very time consuming. The rules change frequently, and keeping up with them requires additional classes ect. Paper work is exhaustive.
http://http://www.aha.org/aha/content/2007/pdf/07-am-hospital-facts.pdf[/url]
How are hospitals to handle an even bigger piece of the pie that we loose money on, and keep afloat.
Insurance billing is more expensive and time consuming.
And with single payer healthcare all patients will have coverage.
Most hospitals are making a profit, or in the "non-profits" excess revenue. See page 98:
http://www.calnurses.org/research/pdfs/IHSP_Hospital_200_2005.pdf
I would interested to see something updated. 2004 can give a picture but would be nice. Also it says higher profits in 2004 but also says fewer hospitals? This is all very confusing. I will continue seeking a answer to my above stated questions. Thank you for passing this on. It still does not address the issue of a bigger portion of the pie being a loss finacially to the hospital. This would also have an impact I presume on pharmacies as well. Are prescriptions addressed in the new American plan?
The Medicare for All program will annually set reimbursement rates for physicians, health care providers; and negotiate prescription drug prices. The national office will provide an annual lump sum allotment to each existing Medicare region, which will then administer the program. Payment to health care providers include fee for service, and global budgets. Doctors will be paid based on their current reimbursement rates. The conversion to a not-for- profit health care system will take place over a 15 year period, through the sale of U.S. treasury bonds;
A U.S. National Health Insurance Advisory Board will be established, comprised primarily of health care professionals including direct care nurses and representatives of citizen health advocacy groups.
http://www.guaranteedhealthcare.org/legislation/hr-676-conyers/united-states-national-health-insurance-act
Iam46yearsold
839 Posts
Rock on Obama
Kyrshamarks, BSN, RN
1 Article; 631 Posts
This program would suck big time for me and my family, It is about $600 a m onth more than I am paying now for great coverage. I earn more than 400% of the federal poverty line so i would be force to pay more to subsidize those than earn less. Thats called socialism. won't work. I could get a blue cross blue shield policy on my own for less than the 1000 a month