Why do nursng students HAVE to have health insurance b/4 they strart cliniclas?

Nurses General Nursing

Published

:uhoh21: I was informed recently that I have to have health insurance b/4 I start my clinicals and I can not afford that not even if the school gives it to me for $400.00 a month. My husband owns his owm business so we do not have health insurance and it would cost us over $1000.00 to get it that way and I have 2 young kids and do not work outside the home so no insurance thru a workplace. I need to know the reasoning behind us having to have health insurance as my husband is mad and wants me to quit school now b/c he feels the school just wants more money and theere is really no reasoning behind us needing helath insurance. Any thoughts? I was accepted into the nursing program and am currently in it and start clinicals this fall. It is not easy to get into this school and it is the closest school to me and this is why I can attend. If I quit, there is no saying taht I could get back in later. They only want serious students, not ones who quit half way thru the program.

Specializes in ER,GI.
:uhoh21: I was informed recently that I have to have health insurance b/4 I start my clinicals and I can not afford that not even if the school gives it to me for $400.00 a month. My husband owns his owm business so we do not have health insurance and it would cost us over $1000.00 to get it that way and I have 2 young kids and do not work outside the home so no insurance thru a workplace. I need to know the reasoning behind us having to have health insurance as my husband is mad and wants me to quit school now b/c he feels the school just wants more money and theere is really no reasoning behind us needing helath insurance. Any thoughts? I was accepted into the nursing program and am currently in it and start clinicals this fall. It is not easy to get into this school and it is the closest school to me and this is why I can attend. If I quit, there is no saying taht I could get back in later. They only want serious students, not ones who quit half way thru the program.

I am a nursing student as well and you can get school insurance for cheaper than 400/mo. Check online I got insurance for around 130 bucks for 3 months.

It is crappy insurance, but better than nothing.

Up Vote Up Vote ×
I am a nursing student as well and you can get school insurance for cheaper than 400/mo. Check online I got insurance for around 130 bucks for 3 months.

It is crappy insurance, but better than nothing.

Update all! I called the school and found out taht the ins. the school offerse is $420.00 for 12 months! Not per month. yay! That is much more reasonable. I know it is bare minimum accident and sickness(basically disability) but oh well. It is more reasonable money wise.

I still have to be sure that my kids are not dropped from the state ins. that thye currently receive b/c it is good ins. my kids are getting. :)

Up Vote Up Vote ×
Specializes in ICU, CM, Geriatrics, Management.

That sounds more like it.

Thought the original statement on this was way off.

Good luck!

Up Vote Up Vote ×

This was never a discussion when I went.........lots of good advise here tho'.......good luck!!!!

Up Vote Up Vote ×
This was never a discussion when I went.........lots of good advise here tho'.......good luck!!!!
I have a feeling that our "Sue-happy" generation has made this a nessesity all of a sudden. :rolleyes:
Up Vote Up Vote ×

You can get health insurance through the National Student Nurse Association. I think it costs $40 to join the NSNA. Then you can get insurance for $843-1195 a year if you're under 30 or $1144-1641 a year if you're over 30. You can paid quarterly, so you don't have to come up will all the money at once.

http://www.nsna.org/

http://www.student-resources.net/ (insurance)

Good luck!

Up Vote Up Vote ×
wow, i feel for you. I am so sorry, I hope you do get the ins. that is required. it is a shame some of us may have to leave school b/c we don't have health ins. and we can't afford it. :crying2:

________________

Kibbs,

What is worse is that I actually have a GPA of 103!!

But I am sure things will work out. They always do! :) I have the utmost confidence that a way will be found.

Up Vote Up Vote ×

I start in the fall, and my school hasn't said anything about health insurance, though I do have to have a physical and provide records of certain vaccinations before I start.

Up Vote Up Vote ×
Specializes in Going to Peds!.
he is supportive as long as he gets what he wants out of it

Butting in here.......That's not a trait of a man who is a marriage partner. That's selfish. ONLY if it benefits him too is he willing to be minimally supportive. I'd suggest a few counseling sessions to determine if marriage is really a concept he has a good understanding of.

Up Vote Up Vote ×
Just wanted to thank yu for telling me about this plna. that was very sweet. Unfortunately I can not do it b/c it is not offered in my state. I went to the website and tried to get a quote and it said it is not offered in NH. Fooey!:o

Call your local State Farm agent and ask about student insurance. I work for State Farm in Okla and we have Fortis, but the name just recently changed to Assurant, so maybe that's why you can't find it. Anyway, your agent should have something for you, even if it's not Fortis or Assurant. Good luck!

Up Vote Up Vote ×
+ Add a Comment