Hi, I'm a newly grad. I'm just wandering if LPN need malpractice insurance? Does anyone know? If so, how much does it cost?
SuesquatchRN, BSN, RN 10,263 Posts Feb 15, 2009 yES. tHE COST DEPENDS ON YOUR STATE, BUT IT'S GENERALLY UNDER $100 A YEAR.WWW.NSO.COM
caliotter3 38,333 Posts Feb 15, 2009 LPN/LVNs get sued and they get allegations against their licenses. Yes they need insurance. It costs in the vicinity of $89 a year. Link for one provider: http://www.nso.com
dana0509 16 Posts Feb 15, 2009 Thanks for your response. I was just confused. I heard from a friend of mine, that one of the instructor told her LpN's doesnt need malpractrice insurance. I was'nt so sure if that was true. For less than $100! That's great! That's not too hefty! I sure will provide me one to protect my license.
dana0509 16 Posts Feb 15, 2009 BTW, I still have to take my NCLEX. So I'll probably worry about that when I got my license.
jc3015 57 Posts Specializes in RN. Med/Surg. Has 15 years experience. Feb 17, 2009 I don't know if I'll need insurance. Hope not, but I've got it, anyway.
luvmy2angels 755 Posts Specializes in Geriatrics. Has 22 years experience. Feb 18, 2009 Yes! If you go through NSO it is around $80/year and their coverage is GREAT!!
Fiona59 8,343 Posts Has 18 years experience. Feb 20, 2009 Hell, yes. In my province, it's included in my yearly permit fees. We all carry $2million.
pmtlvn 2 Posts Specializes in minor injury clinic, pedi/adult med. Has 3 years experience. Feb 26, 2009 I got the NSO insurance as soon as I got my licence. If for no other reason: Piece of mind! I like my licence, my house and my car! I want to keep them all as long as possible! I have had my licence for going on 3 yrs now. I LOVE MY JOB! Congratulations and good luck in your career!
StrikerRN 27 Posts Feb 27, 2009 I am not an LVN nor an RN yet here in the US, but I am using a company that can represent me in court, not just by means of license but on everyday life events, of course that is as long as I didn't do anything wrong.A lot of people that are innocent but needs a lawyer and can't provide one do plea guilty because they can't afford one, you might say that there are free lawyers, but that's if you qualify, and since you are a LVN you don't qualify for a free lawyer because of your income.If you need more info I can send it to you, you can contact me via gandanito@gmail.com.
