I'm getting ready to apply to the Columbia's ETP for 2010. I was just wondering who else was applying and what you were doing to make your application stronger! Also where else are you applying and what do your stats look like (GPA, GRE, experience, etc) ? I'm getting nervous as I start the whole application process and just thought I'd turn to the forums for some support and guidance!
I'm looking forward to sharing the journey with y'all! Hope to hear from you soon! :)
A previous email from Jose said we would not have this until 4/28.
However, a subsequent email stated that the UNI would be available on 4/16 and then gave directions for activating it. of course the directions do no work LOL.
Is it just me? Please tell me I am not going more insane than I already am
I was thinking the same thing! So I went on the uni site and looked mine up. It took a minute or two, had to use the advanced tool to get it to work. Once there you can activate your email and log in to the ssol site. Hope this helps.
Go to Columbia link to sign up for email. You can look up your UNI by last name there. Did anyone else not get a Perkins loan but were expecting one based on your EFC???
Just for fun I applied online for a student loan. I have really really good credit and I was expecting their best interest rate. They came back with an interest rate of almost ELEVEN percent!!!!!!!
Has anyone gotten lower than that for private loans and if so would you mind sharing where?
There is no way under any circumstance that I will pay a rate of interest that high on 60 thousand dollars LOL.
how come FAid doesn't have anything explanations on the private loans?? what the interest rate? I think the 6.8% for the unsubsidized federal loan is really high. Anybody got lower rates anywhere else?
also... what exactly is the UNI? isn't that the same as our Student ID number that starts with C00......??
You should find yourself listed with your new UNI (a three-letter code with four numbers, probably).
then click "back" three times to go back to the "activate your account" page. Now it should be self-explanatory.
I don't really know why all of their procedures have to involve multiply emails and messing around with the system for several minutes trying to figure out which instructions they left out.
how come FAid doesn't have anything explanations on the private loans?? what the interest rate? I think the 6.8% for the unsubsidized federal loan is really high. Anybody got lower rates anywhere else?
The private loans, unlike the federal loans, you have to find yourself. There's a whole bunch of info on how to go about it, and advice, on finaid.org. Unlike the federal loans (subsidized or otherwise) the interest rates for private loans will be based on your credit score and the lender. Sadly, that fixed 6.8% interest rate you think is is really high now will start to look great once you start shopping for private loans in all likelihood. I haven't done any serious shopping yet but most were 10%+
That would cover my estimated need, which they put at about $101,000, including living expenses. If you're also an independent student with a negligible EFC and you filed your FAFSA, yours is going to look the same.
It is a huge joke that they are "awarding" me private loans. Who will have to pay the loan origination fees and interest that accrues before and after graduation, as well as the principle itself? Not them. Actually, since I have been WORKING MY BUTT OFF since I filed my FAFSA, I am not going to take out a private loan at all. Federal Asset Protection, hah.
*5% interest rate, no interest until after leaving school, no fee.
**4.5% interest rate, no interest until after leaving school, 0.5% fee
***6.8% interest rate, interest accrues upon disbursement, 0.5% fee
Hey Spearlm1, if you don't mind....can you explain why you are not taking out any private loans..what do you mean by Federal Asset Protection? Sorry, I didn't understand if you are financing the private loan portion yourself or if you were able to get another type of federal loan. I'm trying to find the best way possible of doing this. Thanks.
I was looking at older posts and found out about the Wells Fargo MEDCAP loan, which seems to be a good loan (~4-5% with good credit) for health professionals. Thought it'd be a good option for us!
mindlor
1,341 Posts
Anyone get a UNI yet?
A previous email from Jose said we would not have this until 4/28.
However, a subsequent email stated that the UNI would be available on 4/16 and then gave directions for activating it. of course the directions do no work LOL.
Is it just me? Please tell me I am not going more insane than I already am