Published
Because I was unaware of the 30 day limit to add her to my plan. I thought she was covered because I was paying and enrolled in an employee plus family plan. I thought I could just add her as a dependent but apparently not. It's considered a "life changing event" and I missed my 30 day window, and all other open enrollment periods.
But coverage doesn't take effect until February 2015. Baby is well, but her apts and check ups! God forbid she does get sick....I'm torn. I want to stay as I like my job, but I have offers with day one benefits. And I don't want to break the contract, but I'm drowning in medical bills ...obamacare will fine me too.
Affordable Care Act. Why would you be fined?if so, how much are you talking about?
Insure the baby separately
Affordable WITHIN open enrollment which ended back in march. NOW all that is left is the unregulated (no min coverage) plans. From what I've found, the insurance companies last attempt to make money.
PediatricRNTX
127 Posts
Long story short is that my newborn has been dropped from from my insurance. I've exhausted all other options and I'm left with:
1. Leave my baby uninsured for a Year
2. Change employment status (leave my job)
3. Get a divorce
After lots of thought, option two is the best choice. My problem is I am in a contract for one more year! Do I break my contract to get my baby health insurance? I'm stressed to the max!
Ive talked to insurance advisors, dept of labor, Hr, mgt. And the icing on the cake is that I will be fined for no insurance despite my efforts.