I think that if I was in your position I would check what kind of facilities are hiring ADN's in your area, and then if at all possible apply to those positions in order to gain some paid nursing experience. With nursing experience you may find an ADN is acceptable for some positions where a BSN is preferred/required. You may need to start out in an area that would not be your ideal choice, i.e. LTC, and you may also find that you enjoy working in that area, and will not feel a need to pursue a BSN. If you do wish to pursue a BSN, once you have been employed for a nurse as a while and are comfortable with your duties, if you are then inclined, I would then look in to bridging to a BSN and perhaps your employer would contribute to the cost of the program. I would try to avoid going in to debt if at all possible for a BSN, or only be willing to take on a small amount of debt: You mentioned you are 57 - given the current job market even experienced nurses have no guarantee of finding work even with a BSN. Having loans coming due without a job would not be a good situation to be in in one's early sixties, in my opinion, so I would take steps to minimize the possibility this could happen.
Good luck to you whatever you decide.
Last edit by Susie2310 on Oct 17, '13