Comparison of US and UK pay - page 7

I am a RN working in the US. I am just beginning to look into the comparison of pay and cost of living. If I moved to the UK, can I expect to make more or less? Can anyone give me any information... Read More

  1. by   whitman
    Hey there, have you considered further a field? I have worked in the uk and loved the experience but can relate to the threads with the one nurse, loads of patients and an HCA. At times very scary! The nurses were all great though!!!! Down under I think we get a similar pay round $27 NZ, for experienced, but standard of living is less. What I like is that we have a RN nurse for 4-5 patients, and this happens most of the time. Of course every country seems to have shortages. Have a nice day!!!!!
  2. by   madwife2002
    Quote from english_nurse
    would you say then that OGPs coverage isnt worth taking?, it doesnt sound very good, and it seems expensive to me,
    they do try to hard sell it to you, but then they probably know that we have no knowledge of the system, i expect there are bonuses involved, hence the hard sell

    Take the coverage it is very very hard to get coverage initially unless anybody on here can recommend where you can get good coverage for people who have come from oversea's. Once you have a year under your belt then it is better for you
  3. by   cariad
    the coverage that ogp provide is just like bulk buying, they get discounts and you get the cover cheaper, they should provide it free for you and you pay for your family.
    its difficult to come direct from the uk and to get coverage, and usually if you do then its more expensive as you dont get the company discounts.
    because i am not working the government provided health care has taken over, so i have gone from paying $150 a month for dh to paying over $640 for both of us each month, but the care is still provided by great west who we were with anyway.
    theres always a catch, because most health care insurers wont pay for pre-existing conditions, if you havent had 11 months continuous cover prior top a claim, thats why you really have to take what they offer you, but be sure to take disability cover with them as well.
  4. by   english_nurse
    thanks
    there a a few companies who deal with newly arrived greenies, if i find the links i will post them
  5. by   suzanne7575
    The agency i am going with use great west health as well and looking at the policies and the costs I was not impressed either. We are looking at $500 per month to add hubby and kids on the 30% one, or for another $150 per month we can have the buy up one, which covers both in and out of network facilites, and it is something like $20 co-pay for physician visit, and 10% co-pay on everything else, with a $1500 family deductible and a max yearly out of pocket of $6000. It's still a lot to find if need be and the cost per month is astronomical but I think for the ease of getting cover sorted without any hassles it will be worth it, especially with kiddies. It also seems that hubby gaining coverage through employemnt is a qualifying event in which we can change our policy, so if he gets work with his own insurance then we can just pay for the kids which is a lot cheaper. My contract is an hourly one for 18 months (ish) but any on call, overtime etc. is all counted towards the hours, so if i do a bit of overtime (and everything works out okay) I can reduce the contract down to around 15 months, then i will be able to get direct hire employment and the better benefits.
  6. by   suzanne7575
    Quote from english_nurse
    thanks
    there a a few companies who deal with newly arrived greenies, if i find the links i will post them
    I've also found a couple of policies that deal with immigrants (immigrationhealth.com or something) they seem to have a good policy underwritten by lloyds of london, which is a low deductible, 20% co-pay which is waived if you use the network providers. Only thing is it doesn't cover well child and adult health checks for the first 12 months (not sure how many people use these services ?)The company is based in Gilbert AZ I think so maybe sme of you AZ girls have heard of it. It would work out cheaper for me to insure hubby and kids through them and me take the free cover, but not sure if they are legit or any good?
  7. by   cariad
    i have never looked into other health care providers. i have got to admit that i was all very unconcerned about it.
    but of course its like any insurance cover that you take out, its not until you need it that you find out all the pitfalls.
    we also added medical cover to our car, but only up to $5,000 each, and that would have covered the extras if the care hadnt cost so much.
    but of course, our attorney is only just beginning to get them to release some of it to pay towards the bills.
    its all very complicated as even now great west have sent us a form to give them details of the car insurance as they are now going to chase them for the money that they paid out by them.
    so we pay great west for cover, they pay towards the medical bills and then want it back, but what about the premiums that we have paid, we dont get that back because they are getting their money back.
    but its going to take for ever to get all this sorted out.
  8. by   english_nurse
    sounds like a nightmare for you and your husband, i really feel for you
  9. by   Belinda-wales
    We used a insurance company for the six weeks befor our health insurance kicked in I am trying to find the name of in and web addi they were good we managed to get 100% cover for a reasonable price- luckly we have not had to use any medical provider yet my lot hate going to the doctors!
    The american healthcare systen takes a lot of getting used to, and is very money driven- I agree that the nursing compainies that bring in british nurses use expensive health care which dose not offfer the best cover once you areemployrd by a hospital company th benifits are way better.
  10. by   Belinda-wales
    Quote from cariad
    i have never looked into other health care providers. i have got to admit that i was all very unconcerned about it.
    but of course its like any insurance cover that you take out, its not until you need it that you find out all the pitfalls.
    we also added medical cover to our car, but only up to $5,000 each, and that would have covered the extras if the care hadnt cost so much.
    but of course, our attorney is only just beginning to get them to release some of it to pay towards the bills.
    its all very complicated as even now great west have sent us a form to give them details of the car insurance as they are now going to chase them for the money that they paid out by them.
    so we pay great west for cover, they pay towards the medical bills and then want it back, but what about the premiums that we have paid, we dont get that back because they are getting their money back.
    but its going to take for ever to get all this sorted out.
    your experience has been a nightmear- your cover by great west is patchy and its cost a lot they have got a cheek- hang in thre guys hopefully your luck will change good things come to good people and you are good people.i would not touch gat west ater the experience you have had- take care.
  11. by   cariad
    hey en, yes its been tough but we are still alive and surviving, but on the other hand we all feel for you lot stuck in the visa saga.
    funny isnt it, that although we are going through all this s---, we can still have good times.
    went to the pool yesterday and stayed too long in the sun and got a bit burned, not like me usually, but it still beats being back in the uk, not knowing when you are going to get here.
    we have already had 2 calls this am from x-ray people asking for money, its just never-ending.
    but they cant have what we dont have.
  12. by   cariad
    hey belle, the trouble is when you come with ogp thats the providers that they use and they pay for the nurse, so to take other cover is way expensive, but of course, hopefully all this doesnt happen to other nurses and they wont have to use it, after all it was two and a half years before we used it at all.
  13. by   suzanne7575
    To be honest if it wasn't for reading forums like these and learning about the problems people have faced i would have just accepted the health care provided without looking into it. However even though i am just starting the process of moving over I have done very extensive research into all aspects of living in the USA eg, health care, car costs and insurances, housng costs etc. Hopefully be peopl continuing to share their experiences on here we can make better decisions when we eventualy get over.

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