Practice Insurance

Nurses Safety

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I am a new grad, getting ready to start my job as an RN (yea!!!) I know I need to get practice insurance to C.M.A. But where do I find this? Who provides it? If anyone out there has a good policy let me know if you would. Help would be greatly appreciated, since I don't know where to even start.

Thanks

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THERE WAS A LINK ABOUT THIS NOT TOO LONG AGO, I'LL SEE IF I CAN FIND IT AND GET BACK TO YOU!!

JULZ

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THE COMPANY THAT I'VE HEARD PEOPLE USE IS " NSO" AND IT

RUNS ABOUT $89 YEAR FOR NURSES AND $20 FOR STUDENTS!!

YOU CAN'T BEAT THAT--MUCH BETTER THAN GETTING EVERYTHING YOU'VE WORKED FOR TAKEN AWAY FOR A LAWSUIT.

JULZ

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Specializes in Interventional Pain Mgmt NP; Prior ICU and L/D RN.

I have NSO! like JULZ wrote ...it's not expensive and has a great policy. Even helps pay for a lawyer if your license is threatened, but it's not by a lawsuit....(ex) need representation to go in front of the board for "drug diversion", etc....

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Would'nt your home cover you?Mine is suppose to cover me and my family for whatever anyone might sue us for.Up to a million dollars that is.:o

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Specializes in Cardiac/Vascular & Healing Touch.

I have NSO as well (have since school years ago) & haven't missed a payment yet. Your hospital may say you don't need it but they will kick you to the curb if they think you did something wrong! So much for so little! A wise investment.

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I seriously doubt homeowner's will cover professional malpractice.

A malpractice policy doesn't cost that much, and could end up paying for itself 100X over.

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Homeowner's DOES cover professional malpractice, at least mine does. There are plenty of people who offer it, but the underwriting is done by only a few companies with the others working as "agents" (sales). ANA and other organizations are examples. It pays to protect.

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Ahh. I've never heard of that before. I'll stick with NSO though. Mainly for the legal coverage.

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Specializes in Specializes in L/D, newborn, GYN, LTC, Dialysis.

Ok, all I can say is, remember, covers costs of obtaining legal counsel, not just what you are responsible for if found liable in a suit. I would want it as much for legal counsel coverage, time missed off work for court appearances and the like, and the "extras" as I would for my responsibility in any finding of legal liablity in a the case of law suit against me. Does homeowners cover THAT? Better check it out!

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