An RN's thoughts on the health care law - page 2

I've been following the debate about the health care law and it seems like most commenters are totally for it or adamantly against it. I've been watching my family, friends, and patients face bad... Read More

  1. by   tntrn
    Do the research. It isnt a secret or something made up.
  2. by   tntrn
  3. by   Ludlow
    tntrn, most responsible people want to pay their way. You have safe water to drink, electricity that comes into your house, roads that get you from your home to work and play, a safe community to live in protected by police and fire fighters. Every working person pays payroll tax; every person who purchases almost anything pays a sales tax. Gasoline is taxed to keep the roads in working order. People with cell phones pay taxes for use of the public air waves. If you fly you pay a tax that pays for air traffic control--something no one flying would want to be without. We pay property tax so that our kids can have schools in which they can get an education. Taxes make a civilized society possible.

    For me it is appalling that 49% of Americans make so little that they don't meet the requirements on the tax scale to pay income tax---if indeed that is the case.

    Getting back to the cadillac tax it initially was in John McCain's platform. Originally Obama opposed it but in his efforts to reach across the isle and be bipartisan he agreed to it. Obama: McCain Wants to Tax Your Health Insurance

    Originally the House passed the bill without a cadillac tax and had other funding mechanisms. But the Senate with Democrat Max Baucus and Republican Charles Grassley proposing it, included it in the final bill. It seems to spring out of the false philosophy that people with plush plans use the health care system unnecessarily. Oh, yeah, sure give me another colonoscopy. Oh and throw in some chemo too---my plan covers it all! In reality Americans go to the doctor less often and spend fewer days in the hospital than many other 1st world countries. But we are still paying twice as much. We are truly getting gipped.
  4. by   herring_RN
    Excellent discussion.
    RN Catie Sager Believes We All Deserve to Retire with Dignity. Her Mom can't aford to retire because she is paying healthcare bills. -- Main Street Stories: RN Catie Sager Believes We All Deserve to Retire with Dignity - YouTube
    My grandmother sold her house and lived with her children during my entire childhood so she could pay the bills for my grandfathers terminal cancer treatment. If Medicare had been available he would have been covered.
  5. by   Spaciousness
    The bottom line is that you are already being charged for people that don't have insurance through "cost shifting." Will this prevent costs from rising? Who Knows. As far as helping you. If you are fortunate enough to have health insurance coverage (whether it is adequate enough when you really need it is another story), than nothing much changes EXCEPT the insurance company won't be able to boot you out if (without reimbursing you the money that you and your employer paid in) if you get really sick. If you decide to strike out on your own and be an entrepreneur, you will be able to buy your own policy without worrying that you will be excluded because of a pre-exisiting condition.
  6. by   RunningWithScissors
    2 things:
    First, you got it wrong about the tax on employers' coverage; starting in 2013, you will see on your W2 a box with the employers' contribution to your health plan, and in 2014 (I believe this is the right year) YOU will be taxed on that contribution as income.
    Next, as far as extra testing and such added to those with "Cadillac Plans", I assume you mean that Medicare is a "Cadillac Plan" because I see ALL the Medicare recipients getting unnecessary testing just because they're in the hospital or the family requests that head CT because dad has chronic headaches and the patient was admissted for chest pain r/o.
  7. by   wildboo
    I'm sorry, what are all of these "polls" you are referring to where American's "want" higher taxes?? You mean want higher taxes on RICH people, not on the rest of us. They already pay the most taxes, and are paying for most of this "free" healthcare you keep touting. Did you know that 55% of Americans don't even PAY taxes? I for one, don't want to pay any more money to the government, expecially for something I don't even want to buy, let alone am forced to or be penalized. And by the way, we don't have rationed healthcare in this country. They DO have it in places like Canada and England, which you are all free to go and visit and see how wonderfully that is working out for them. I am Canadian, and I am lucky I was even born. My mother was fortunate to get an OB, as she found out early in the year she was pregnant. Doctors did then (and do now) have only so many pts a year they take on. If they are full in Jan, you are pretty screwed. She labored for 48 hours in a HALLWAY because there were no rooms, and even though she needed a C-section, she couldn't, because there was no qualified doctor to do one. None. Not for 400 miles. Out. Of. Luck. Oh, and 10 years ago my father died of cancer at 55 because they said, "You've had your chemo and radiation. We're sorry, but that's all you get." What he had was treatable, and he would have gotten a second round (or third) here, but with his "free" healthcare, you get what you pay for. If Free Coverage For All is so great, who do all of the world leaders get their care here, instead of their OWN country? You think nursing pay sucks now and jobs are hard to get? Wait until more docs leave the profession and more hospitals shut down. Hospitals and doctor's offices don't employ people when they aren't open. Marks my words. This will be the downfall of our profession. And new grads whine now....
  8. by   ppfd
    Meh, the dead beats will still get theirs for free.
  9. by   herring_RN
    The law is for working people who can't afford insurance.
  10. by   qdiva411
    Please don't generalize the "55%" that don't pay taxes. No one knows every story. I haven't worked in 2 years because I'm a single mother and I was in college through a program that assists us in getting our degree. (Family Scholar House, look it up). I am now a registerd nurse working at a large hospital in my community. Im pursuing a BSN (which the hospital is helping pay for) and I pay taxes AND have health insurance now. Bam! Out of the 55%! Of course there will be loopholes. Like any other system (welfare for example, which im saying goodbye to) there is the potential for abuse. I think there are other ways to fix some of these issues. I am choosing to keep an open mind and although I an a nurse, my second passion is the fight to end poverty. A fight that will aid in bringing our country back to where we want it. The more people we can get into the professional world, the lesser the strain on our money, yes? We're not all "dead-beats." Excuse me while I dive off my soapbox! =)
  11. by   grubb250
    How is paying all the doctors the same amount going to help the health care system?? I must say that most people that can't afford health insurance get a tax refund of 5000 every year at least.I want to know how this will affect nurses? Please answer that, not just give your feelings....
  12. by   qdiva411
    What does a 5000 tax return have to do with what physicians get paid? I'm not seeing a correlation.The first few posts clarify a lot. There are still a lot of unanswered questions related to these changes. No one can answer as to how a certain career field will be affected because no one knows. There are too many variables to make a prediction. Stay involved in your community and you'll find out.
  13. by   wildboo
    THAT is what "assistance" is for - to assist you to get off of welfare. Most people who go to college receive some form of assistance. The difference is, we are required to pay it back. I also paid for nursing school - through my JOB. That was one of the benefits of working there. I too, come from a single parent home, and a mother who worked 3 jobs so we were never on welfare. I also spent most of my 20s without health insurance, even though I had a job. I just paid cash for my appointments and meds if needed. Don't think it didn't kill me to pay $100 for PenVK, because it did. I didn't buy groceries that month. What I resent is the fact that I have 3 degrees (for which I paid and am still paying) and still have to work 3 jobs (to pay for my education and just to live) and and able bodied 25 y/o gets to benefit with his medical, rent, food, cell phone (yes, they get them free now) and I (and everyone else who has a J O B pays for it. You, my friend, are in the minority I'm afraid. You have pride and drive, and many of these people don't. And when you work in the ER and see your medicaid pt with their bedazzled cell phone and their mani/pedis with the fake nails on their toes, and you're working your 5th 12 in a row, you'll get a little resentful too. I believe in society taking care of their elderly, infirm and those who truly cannot fend for themselves, and there are scores out there. I also believe what God said in 2 Thessalonians 3:10 "If a man does not work, neither shall he eat." Not true for those unable, SO true when I hear you talking about how you spend $300 on your Coach purse and you pull out a medicaid card!