Why does my BSN program require health insurance?Register Today!
- by brielle776 Sep 24, '10I just got information on all of the things I need to complete in order to begin my BSN program at UCF in Janurary. Everything was familiar to me because I have been through the process once before when I was accepted to an ADN program that I didn't end up attending. One of the things that was different was that the UCF program required all students to have health insurance. I know rules are rules and I am in no way trying to say that it's stupid, but health insurance is expensive and I barely have the money to go to school. So I am just wondering what that rationale is behind requiring us to have health insurance. Does anyone know?
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- Sep 24, '10 by llgOne possible reason:
You will be exposed to germs, viruses, and other assorted dangers as a student. If something should happen, they want to know that you have the insurance to cover the treatment you might need. They don't want stuck with your bills -- which could get messy for them if you are injured or exposed at a clinical site and that clinical site intitiates emergency treatment to you. If you can't pay for that treatment, the clinical agency might demand payment from the school that brought you into their facility.
- Sep 24, '10 by IaCountryGirlImagine if you don't and you end up getting sick from a patient that has a serious disease or you really hurt yourself moving a patient. The school's unlikely to cover it and it's easier to have everyone get health insurance.....
There could be other reasons too.
You may qualify for medicaid, if it's accepted by your program. At our school it's an acceptable form of insurance, not all insurances are. We have strict guidelines on what insurance is acceptable and what isn't.
- Sep 24, '10 by outrunningzombiesI have to have insurance because it is a state law that any full time bachelor student have it. Perhaps it is the same in your state.
- Sep 24, '10 by CherryRed23I'm required to have it as well but I'm in an ADN program. I vaguely recall them stating that it's a new requirement...but I really didn't pay attention to that part cause my husband carries insurance. Good luck!
- Sep 24, '10 by ~Mi Vida Loca~RNI am pretty sure it was in the handbook as a requirement for my associates program as well.
- Sep 25, '10 by kcochraneMany schools are requiring it - even community colleges. BUT the ones in this area offer a plan if you don't have one already. In MASS it is mandatory to have health insurance, so my daughter had to prove she had it or they added it her tuition.
- Sep 25, '10 by brielle776Thanks everyone for all the replies! They were all very helpful.