Why can't you get Financial Aid with a Bachelors Degree?

  1. 0 Hi there! I just received a Bechelors Degrees of Science in Health Care Administration, and now I am wanting to go for the Associate Degree of Nursing and become an RN at the local Technical College with a great nursing program. I visited the financial aid office today and she stated that since I have a Bachelors Degree I do not qualify for Federal assistance, as I had in the past with the Pell grant and the Stafford loan. She stated my options now are, private loans, such as Sallie Mae and Wells Fargo. Is there any other financial assistance that anybody else knows of that I missed? If it helps I live in Georgia. PLEASE HELP!!!!!!!!
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  3. Visit  thewoods4} profile page

    About thewoods4

    Joined Apr '12; Posts: 1.

    57 Comments so far...

  4. Visit  JustBeachyNurse} profile page
    2
    You can read more in the FAFSA website. But basically since you are going for a "lower" degree (AAS has less requirements than an BS/BA degree) is the biggest issue there are time limits (credits attempted vs. credits completed vs credits required to complete a degree) for federal financial aid. pell grants are only available for first undergrad degrees. There is also limited financial aid for graduate and post-bac courses. There are a few exceptions such as certain teaching and math/science degrees. There are a few nursing specific loan programs such as the HRSA that are need and non-need based.

    http://studentaid.ed.gov/PORTALSWebA...tChangesSA.jsp


    http://studentaid.ed.gov/PORTALSWebA...ish/grants.jsp


    Here are some nursing specific aid programs:

    http://www.hrsa.gov/loanscholarships/index.html


    Sent from my iPad using allnurses.com
    Last edit by JustBeachyNurse on Apr 17, '12
    charli_appleRN and tadahh99 like this.
  5. Visit  Mama_Cashew} profile page
    11
    Because you have a previous Bachelors, you have taken your "bite of the apple" when it comes to the Grants/free money. You could possible get government funded student loans if you haven't capped out of those, but the free money is only for those seeking their first degree.
    TheSquire, Jeepchick97, marycarney, and 8 others like this.
  6. Visit  Pneumothorax} profile page
    2
    Quote from Mama_Cashew
    Because you have a previous Bachelors, you have taken your "bite of the apple" when it comes to the Grants/free money. You could possible get government funded student loans if you haven't capped out of those, but the free money is only for those seeking their first degree.
    Such crap. I have gone back to get my BSN, bc A I wanted to get into nursing/medicine B. my previous degree in sociology was unable to obtain gainful employment except retail
    pm28 and ChelseaLynn1623 like this.
  7. Visit  Joker269MPCO} profile page
    5
    I am in a Second Degree BSN program and I was able to get Financial Aid. I recieve Subsidized and Unsubsidized federal loans. The only thing I wasnt eligible for was grants. There is an overall cap on how much you can borrow for undergraduate and as long as you havent hit that cap you should be able to use loans.
  8. Visit  not.done.yet} profile page
    39
    Its not crap. The government (meaning the taxpayers) cannot afford to finance people's degrees to the extreme of "well this one didn't work out so now give me money for THAT one". What does need to happen is better education for the first time degree seeker so that they understand this is their one time shot at the free money.
  9. Visit  mmc51264} profile page
    0
    i have a bs and a masters and i still qualified for financial aid (loans, not grants, but still federal) for my adn. i live in nc.


    it wont let me write below this: you have to go a long way to cap out loans, i have 50k in graduate loans, had (paid most it off) 35k in undergrad and now i will have another 20k for the adn. they love to give out money! (they aren't really giving it)-but if you want to borrow it, it is usually available. after grad school, i consolidated and have an interest rate of 1 1/4%
    quote from mama_cashew
    because you have a previous bachelors, you have taken your "bite of the apple" when it comes to the grants/free money. you could possible get government funded student loans if you haven't capped out of those, but the free money is only for those seeking their first degree.
  10. Visit  mistybeck} profile page
    0
    I'm also getting my Associate's for Nursing after previously receiving a Bachelor's degree, and unfortunately the Pell Grant and other scholarship money is no longer available for me, but I do receive Federal Student Loan money, so that should be an option for you as well.
  11. Visit  SunshineDaisy} profile page
    0
    Yep, what others said. I have a previous AA and still have a hard time getting financial aid! I have to submit appeals and pray they get approved!
  12. Visit  Pneumothorax} profile page
    0
    Quote from Joker269MPCO
    I am in a Second Degree BSN program and I was able to get Financial Aid. I recieve Subsidized and Unsubsidized federal loans. The only thing I wasnt eligible for was grants. There is an overall cap on how much you can borrow for undergraduate and as long as you havent hit that cap you should be able to use loans.
    Oh I got the max for subsidized & unsubsidized loans just no grants which would have been reallllly helpful
  13. Visit  caroladybelle} profile page
    16
    Quote from Pneumothorax
    Such crap. I have gone back to get my BSN, bc A I wanted to get into nursing/medicine B. my previous degree in sociology was unable to obtain gainful employment except retail
    Well, perhaps, they would prefer to give another person a chance to pursue their dream.

    Our government (read 'taxpayers") does not have the money to continue to repeatedly help finance degrees. And no one owes it to you to finance your educational choices.

    I received NO financial aid for my degrees.

    (donning my flameproof scrubs in preparation for responses to unpopular comment
    Last edit by caroladybelle on Apr 17, '12
    Friskee, Jeepchick97, lovedijah, and 13 others like this.
  14. Visit  Pneumothorax} profile page
    1
    Quote from not.done.yet
    Its not crap. The government (meaning the taxpayers) cannot afford to finance people's degrees to the extreme of "well this one didn't work out so now give me money for THAT one". What does need to happen is better education for the first time degree seeker so that they understand this is their one time shot at the free money.
    The better education I agree with. I got my degree back in ~2007-2008 i paid for it out of pocket so it's not a matter of them financing one that ddnt work. I think if I had financial aid the first time around I'd agree 100%, however if someone wants to strive for higher education the gov should back you
    SueBoo78 likes this.
  15. Visit  caroladybelle} profile page
    8
    Quote from Pneumothorax
    I think if I had financial aid the first time around I'd agree 100%, however if someone wants to strive for higher education the gov should back you
    Why should the government (read, Taxpayers) back you?

    Currently, there are substantial numbers of former students that are not paying back loans, there are people protesting to have educational loans "forgiven", etc.

    When those that came before us are defaulting on their obligations, it affects our current ability to get help. There is also substantial evidence that plenty of those in nursing school are not being easily hired, so there is no current "shortage" argument.

    While it seems unfair, that you paid for the original degree in full, it still does not mean that you should get financing now. Sad, and unfair, but true.


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