Absolutely there are options! The trick is to do a lot of research. Off the top of my head, here are some of my thoughts:
- Do not take out educational assistance with your employer.
- Check into getting food stamps or any other benefit you can get. Even if you don't think you may qualify. Make the appointment and sit down and talk with them. Even if they can't/won't give you any (or any more) they may be able to point you in the right direction to another agency that can help.
- Many states have educational assistance programs that are often overlooked. Search these out.
- There may be additional state benefits that you may qualify for because you have children. These can help ease your burden. And again, even if you call around and they can't help you can ask them if there are any other agencies they know of that might be able to do something.
- Talk with your Financial Aid department. Ask for more $$. I they say, "No" then ask them if there are any other federal or state programs you can take advantage of.
- Call The Federal Student Aid information center at (800) 433-3243. Ask them if there is anything else you may qualify for. A link to their contact us page is here: https://studentloans.gov/myDirectLoa...rmation.action
- As a last resort, consider taking out private loans. I stress the "As a last resort" part. There are places that will loan money to you with no cosigner. They will have a higher interest rate but they are out there.
Hope this helps. Good luck to you!