Malpractice insurance - page 2

1. 
   Feb 26, '13

   How much are most student plans (e.g., through NSO)?
2. 
   Feb 26, '13

   So NSO seems to be the best? I am a new grad; more or less how much is this insurance per year?
3. 
   Feb 26, '13

   Quote from EMEddie

   So NSO seems to be the best? I am a new grad; more or less how much is this insurance per year?

   I paid 50$ or so for my first year, I believe it discounts your first year 50%.
4. 
   Feb 26, '13

   The prices depend on your current work status PT or FT. I paid for FT although I don't work FT. I paid for FT just in case I pick up extra shifts that put me in FT position liability. Just a piece of mind to have.
5. 
   Feb 26, '13

   Wow, thank you all so much!! I honestly had not even considered carrying my own until we talked about it in class. I didnt know it was so common among nurses! Now, I am definitely going to look into it!
6. 
   Feb 26, '13

   I bought it as soon as I graduated in 1977 ... and have never let it lapse.
7. 
   Feb 26, '13

   Oh my gosh, do any of you work in L&D? That's where I am working as an extern right now. Just looked up pricing through AWHONN, and it's $385 annually! -_- I guess I rather be safe than sorry though!
8. 
   Feb 27, '13

   That's way too much! Professional Liability Insurance for nurses, nursing medical malpractice. . This is what I have and I think a lot of other people do too. I can't remember exactly how much it is (I renew every year in May so it's been a while) but I think its around $100 for the year for max coverage. I think it is even cheaper as a new grad. Definitely worth it
9. 
   Feb 27, '13

   NSO is the company referred to us as students. I just kept it when I got my license. I pay about $100/yr. I've never had to use it so I'm not sure about ease of actually using it.
10. 
    Feb 27, '13

    I carry mine through NSO. It;s $100 a year, better safe than sorry.
11. 
    Feb 27, '13

    I have NSO and actually have carried with them since I was a student. It's very cheap and even though my employers have all offered some protection to me, there's always the chance that if something ever happened that our interests would not be the same. I see no compelling reason NOT to have it. I had one professor in nursing school who said if you carry liability insurance you are more likely to be sued but I've seen nothing to back that up.
12. 
    Feb 27, '13

    Quote from bsnstudent16

    Oh my gosh, do any of you work in L&D? That's where I am working as an extern right now. Just looked up pricing through AWHONN, and it's $385 annually! -_- I guess I rather be safe than sorry though!

    That's way too much. My annual premium with NSO is $108.
13. 
    Feb 27, '13

    Quote from bsnstudent16

    Oh my gosh, do any of you work in L&D? That's where I am working as an extern right now. Just looked up pricing through AWHONN, and it's $385 annually! -_- I guess I rather be safe than sorry though!

    
    I worked L&D for over a decade. The highest I ever paid for insurance was $118, and that was last year. I've had insurance through NSO since graduation.

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