What i suggest is just going through the insurance companies and purchasing it directly from them or through one of their subsidary companies. As far as short term and long term disability shop around or go with whomever you receive your car insurance from--they may give you a discount. Mine did--You never know when that back may give out with all the lifting we do!!!!
We must look out for ourselves!!I highly recommend getting malpractice insurance
which is a mere $89.00 a year through NSO. I highly suggest ALL nurses to get malpractice insurance--You never know when you may need it and it's always good to know you may be covered.
My dental is inexpensive as well as my health insurance. I choose to get a mid dedictuble so my monthly rate will not be so high. I know alot of my other friends both single or married who do this. For those that are married they go with their hubby's insurance. For those that are single they buy their own so they can make top $$$.
Tampa wouldn't be a bad spot to start a local assignment. Depending where you may be located you will be very close to the beach. The neighboring cities to Tampa include Clearwater (beautiful beach), Largo, St.Petersburg and Sarasota nice beaches there too!! I love the beach!
I know a very good travel nurse company and recruiter to give to you if you want to PM me about that. I think Tampa is a nice place to raise a family. But if you are single it may not be the best--I know alot of single lonely depressed nurses in tampa.
Hit me up if you have any other questions--Maybe we can swap--You come and take an assignment in tampa and I'll head up to NY. :spin:How are the rates for nurses in NY? and are you state taxed?? Florida is not state taxed--which is a GREAT thing!! We just do federal tax--and we have a good govenor right now!!!
Oh if you do the travel thing you can get benefits with travel companies--but i always like to know that i can control my coverage and that is why i chose to get my own. I am learning you cannot trust everything that is advertised in travel nursing whether it be via recruiter or what is posted on their sites.
Good luck dear!!