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Discussion

working as indepepent contractor

I was offered a job as an independent contractor in a prison. 35 bucks an hour. I realize I give up my rights to workmans comp. Last time I filed 1099 I ended up paying taxes instead of getting a refund. This job is also asking me to pay for my own liability insurance. I will have to pay for my motel bill and other expenses, which I plan to deduct at the end of the tax year. I get the feeling I am taking a big risk, but maybe a short term monetary gain is worth the risk. Does anyone have any regrets for working independent contractor?

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The dollar amount that they are quoting you is too low. As an independent contractor you need to reduce that hourly income by at least 25% to cover your taxes and workers comp insurance (you buy your own from the stste). I would research what the average wage for RNs working in the prison system (as employees) and add at least 50% to that figure in order to assure you are keeping /getting a comparable wage.

For northern California, that isn't a great wage. Add to that paying for your own housing, insurance, and taxes.....

I understand wanting to be independent, though.

Its not worth the risk. The Contract nurses working in forensics in MN make 60/hr.

What happens to you if you get hurt and can't work ever again?

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