You make a good salary for being able to be a "ghost". I'm guessing that is why you didn't like CRNA or ACNP - bc APRNs work their tails off, and in some cases are not compensated as well as they were when they were bedside (true for NPs, not for CRNAs). Generally speaking, if you want to make a lot of $$$ you have to network, work hard, and often do things you don't necessarily "like" - and a lot of it has to do with being in the right place at the right time.
I think there are three kinds of work people - 1) people who like work and working hard - as in, they gain satisfaction from the actual act of working -- and 2) people who work because they have to pay the bills or it is a means to some other end (early retirement, etc) -- and 3) a combo of 1 & 2.
I could be wrong, but it seems like you are a #2 or #3 -- in which case, you are doing GREAT! If you live simply (you don't say if you are supporting a family, etc) and invest wisely, you probably could retire early!
Very few of us get to 'have it all'. There are trade-offs most of us have to make.
My own story? I'm a #3, and one who really likes to work, married to someone who really likes to work. For me - I enjoy living beneath my means in such a way that allows me to take some financial risk with my job - job satisfaction trumps salary for me (because I like to work). I haven't had to do that yet (risk), but I'm a newly minted APRN, so the risk is around the corner.