You have to completely go through the payment process. Just go buy a 25$ pre paid Visa card and use that. If it doesn't let you register for another test, you passed. It's more accurate after 24 hours...
So here's how I passed my NCLEX. I took a review course called "Ready to Pass" in Hempstead, Long Island. I think it was a very good review course for content review. I would definitely recommend them...